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About NicaDuke20

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    Basic Account Holder
  1. Thank you both for your insights. I’ll let you know how I get on on with the Bank and any future correspondence with IDR
  2. I’ve been trying to wrack my brains to remember but I can’t recall at all. I signed so much stuff that day. I got the credit card when I opened the account. If I did sign a cheque I’ve no idea if this was presented or not but might that explain why they are now saying that there is an overdraft debt. I was never in any overdraft.
  3. Thank you very much for your quick reply. So I update the bank on my new address straight away and start the dialogue questioning the debt, agreeing to pay the amount I left with. It was only about £200 on the CC. So the interest is unlawful? Interesting. I will ignore IDR until point of letter of claim.
  4. Hi, I spent 9 months in Dubai in 2012. I left suddenly in 2013 after my father in law died and my partner needed me to stay home after funeral. I informed my employer I wouldn’t be returning when I was back in UK. He wanted me to post my passport to him which I obviously didn’t do but I think he informed the authorities that I had left. I had a UAE bank account that had a small credit balance and credit card with maybe a balance of about £200 on. I tried to pay off the balance but the bank closed down my bank account by the time I tried to pay it off a few weeks later. Because it
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