Hi,
I'm new to this forum and hoping for some advice!
I have various overdraft, credit card and loan debts, which are all a bit of a mess:
Barclaycard (2 cards) = £14,000 (1 card suspended, but not in arrears)
Lloyds CC= £3,800
Tesco CC = £3700
Natwest CC = £650
Natwest Loan £17,000
Natwest OD = £1,400
Halifax OD = £1,500
Currently, I have not missed any payments, but I'm reaching a point where these debts are becoming unmanageable. I have just about kept up with repayments but now all 0% have ended and minimum paym