DX.....are they likely to seek a court case? I would want to avoid that. I’ve still got £10,000 set aside for a settlement with HSBC but have no way of contacting the right people again.....it seems they’ve rejected my offer and won’t discuss with me. That’s what I’ve been led to believe from Taksheel. It now seems they’re trying to escalate things with IDR.

The pub debt was paid by remortgage and wasn’t recorded, it was taken as a loan and paid back at a reduced settlement. The point I’m trying to get over to the HSBC and previously Taksheel is that I have other commitments. I’ve tried reaching out to HSBC but to no avail, they simply let Taksheel speak on their behalf. The settlement offered by myself was £10,000 but they’re holding out for £15,000. My point is that out of this they’ll be paying Taksheel a large % so why not deal with me direct ? my intention is to ignore IDR but whilst I’m at work I worry that they’ll come knocking and pressure my mother. I think I’d better brace myself for a court case.

The reason I’m paying it is because my mother took a re-mortgage. I was a multi operator and the debt was accumulated after all overdraft facilities were withdrawn and replaced with loans. A culmination of poor RV’s, tenancy deals and light fingered staff left me cutting my losses and bailing out. Here I repaid £25k from £57k. Thanks for the info regarding IDR but what happens when they begin, will they try bully boy tactics, threats etc ? Will this end in court here?

Forgive Me the pub debt was from the UK in 2010.....after I was stitched up by the brewery. The Abu Dhabi debt is a result of an old business partner not paying the loan back...they stopped after a year however the loan was a personal one in my name. As for arrested I meant if I returned to the Middle East at any point. will IDR come calling to my mothers house? Shall I ignore all correspondence from them?

I’m not sure if it is showing on my credit history but I used this address to open the bank account in Abu Dhabi but I’ve never received any letters by post from them.. I’ve been I and out of work and living abroad since 2016 and I know I’m not on the electoral register here. I was in the pub game previously and I’m still paying debt from this hence I can’t pay the HSBC

Taksheel were offering a settlement reduction of 80% of the outstanding loan. I thought I had to try and accept this as it seemed a good deal. I had to send letters of hardship, bank statements, anything to prove I couldn’t meet the full amount. they reneged in the offer and made a final settlement figure of 65%, I couldn’t raise this so I refused. I gave them my phone number, I answered on one occasion and listened to them begging me to pay. ive had nothing more from Taksheel since 3 weeks ago. Now IDR have stepped in. I thought by not refusing to pay or not ignoring them they’d see I want to pay something but cannot pay all. I’ve offer £10k but they want £15k I just haven’t got it. I tried to settle due to a possible job in Dubai, I didn’t want any restrictions or to be lifted upon arrival however the job never materialised.

They emailed today asking me how I’d like to be contacted, if I don’t reply in 7 days they’ll use my email. I’ve been dealing with a company called Taksheel but now it seems HSBC are using a UK based collector I’ve seen the threads on here from a couple of years ago. I’m unsure as to what jurisdiction they have here. Unsure if the laws have changed. I’ve no assets here and living with my mother.....the work I have doesn’t allow me to pay anything to them. I’m quite lost to be honest and my mam is worried they’ll come knocking and pestering her.

Hi, I’ve been contacted today by IDRWW chasing up a debt in Abu Dhabi owed to HSBC. I’ve owed this debt since 2016 however it seems HSBC are now putting down the pedal on collecting. Can anybody help?