A CTAX?? No just copied and altered the SARS letter and sent it to Hitachi 

Yes address was changed .. and the call was made it was like the operator had no idea why I was calling .. i said I've only called to clarify identity to the letter they sent when I requested the SAR.. but he just replied the case is with lovell and to call them ?? I was getting nowhere tbh. 

I have written a SAR to Hitachi..  theybsent a letter back asking me to call to clarify some information.. this was done around 10 days ago and still no SAR.. the operator just kept saying the account is with lovell so I doubt I will get a SAR off Hitachi. 

im needing some advice on what to do next.. lowells are still hounding me for the debts..

the hitaachi one they did send the CCA documents..

which then you advised for me to call hitachi and ask for all info regarding my account which they wasnt helpful at all and saying to call lowells as the account is with them??

really didnt get anywhere with them..

the shop direct account they never sent any CCA i asked for..

but had this letter recently and now im just confused on what to do.

lowell still ongoing (1).pdf

ok i will get that printed off and sent off tomorrow first class recorded.

OK I will send a sar to Hitachi.. Is there a template or something that can help me put this together please? 

shop direct im not bothered they have exceeded the time requested from the CCA. But hitachi have provided the CCA? i can still ignore them then and they wont be able to take me to court?

sorry 10/03/2020 until they start asking for money again.

i got confused with the date of the hitachi one, i did think it was 2008 until the CCA came through. they have given me until 3rd march to read through documents before they start hounding me for money again.

the shop direct one they havent sent no CCA that i requested, so i dont know what to do or will they still request the money. ? on the 12th feb they sent a letter saying they looking into it and will get back to me as soon as possible.

hopefully this is ok for you to read and relevant information is covered

CCA return .pdf

the request for the CCA to the shop direct was posted recorded delivery on the 27/01/2020 and they have recently sent a letter saying they are still dealing with it and will get back to me as soon as they can, is this over the days requested and im not obliged to pay them?

the PDF im currently working on for the hitachi files to upload on here...

OK I will do this tomorrow as I need help off my friend I'm not very good on computers. 

The shop direct one I haven't had the c a off them yet... They have sent the cxa for the Hitachi.. I will block out the numbers and my name and post up pics of the agreement 

I would say last year I'd have to look at the documents because they have sent dates and payment amounts.. I was paying 5 a week for years but now they referred to LOWELLS around Christmas time. 

OK Guys, Lowell have sent back the Documents i asked for on the CCA  Agreement.. The agreement was signed on the 17/4/2013. ive heard i can get this statutory barred?? how can i get this written off as it is over 6 years old? what can i do next please?

Hi guys, just need some help on what to do next, i have the paperwork and original credit agreement back from lowells and it was signed on the 17/4/2013. what can i do next? this debt is very old now over 6 years is there any steps top take to get this written off?

Thank you. i have filled in relevant sections to the letters and will be posting them tomorrow and getting proof of posting.. i will post any replys they send on here for the next stage of help..

Need help with 2 accounts I have with lowell..

One was with Hitachi capital which was taken out in 2008 for car finance..

I was paying Hitachi capital direct 5 quid a week for years because of financial problems..

Now all of a sudden LOWELLS have taken over it!!

No mention of this off hitachi at all..

And the next one is a shop direct one which is more recent I'd say about 4 years old,

I was paying LOWELLS this one at 10 quid a month I think but couldn't afford it after getting into difficulty ..

Both of these totalling together over 9k and

I'm so stressed I'm a single mom and only work part time..

 I got into difficulty and still am struggling after being on sick from work after recently loosing my 9 year old daughter.

I'm sick of this mega old debt hanging over my head that's 11 years old now.

Any help or advice on what to do next to try get these debts written off would be great.