lots more rumour mill, I would just take abbey offer at face value it will be of no consequence in the coming months when announcement is made in our favour the banks will start jostling for position ... this can be a good thing as competition will heat up for our business.... abbey just the first to do so...

the problem is a few years down the line when we all leave this site with our money in our pockets. they all get together again and find a way to fleece us once more.... you can bet next time they do it , it will all be perfectly legal and we will have to just suffer it. the only power we have is in numbers and if we keep campaigning and sick together we can beat all they throw at us..... next time any banks steps out of line we should all withdraw our money and close the bast"ards down.....

how to go about it though ,,,,, too early for FSO is court only option?

hi buzby they have removed default just not in time... I am in court in a few weeks and I am just preparing paperwork... I am appreciating your input even though it is not what I am wanting to hear... they changed bill 5 times after restrictions on service despite me asking for breakdown of bill, which was never received... I really feel strongly about this obviously as it nearly cost me my home... cant rely on CCA, surely they have a protocol to follow for dpa if they dont then they breach it? what about unfair contract....

we charge you in advance for services you have not received and when you dispute what we charge you , we are right and if you dont pay we default you and ruin your life for 6 years, no comebacks as you agreed to these terms by having our equipment???? hang on a minute this cant be right????

thanks done cheers

Can someone take a look and see what they think about this agreement.

I really need to have default removed and I think this is unenforceable?

any help much appreciated

http://i940.photobucket.com/albums/ad241/FERGAL71_2009/barclaysagreement.jpg

sorry for my blatant misuse but can anyone quickly show me how to add jpeg agreement to threads... having a thick day...

again sorry for using this hot thread for my personal ignorance

wonder when the leak will be of the judgement always a few days before,,,, obviously abbey had it already....

just to keep everyone on their toes...

i can prove financial loss, I am just wondering wether to use data protection act, unfair contract act????

they changed amounts frequently, bills used to arrive after direct debit was due to go out.... contract was with telewest so never really accepted virgin conditions or changes... also amount was in dispute at then end and the bill changed 5 times before default was placed and default was placed before they sent deadlock letter....

i AM thinking about restarting my claim against them... they changed interest rates frequently which added just a few pounds to arrears balance we were never informed until we came to end of agreement after 60 months they said we owed still over £1300 which was made up of arrears, interest and charges for things like letters to bank etc....we paid agreement amount every month on time for 5 years and yet we still owed them, is this something i should be fighting in court....

there is lots of conjecture on here but think through the reprecussions the reason martin lewis and the media have not hammered this is because this still has a long way to go....

think of the impact on the banks and the taxpayer if they have to pay out lets say 100 billion and then lose the revenue from now on year on year....

the reason this has taken so long is because there are lots of various anomilies which answers are needed for before the decision....

believe it or not I am confident this will be in our favour, but I just want to try and quell the pre xmas spending of billions through refunded charges... I think the banks will end up making us offers and many will accept without challenging amount in court...go back and think individually about what these and other charges have done to your life.... increased borrowing , higher interest rates, more credit cards to survive etc etc ... these issues have led to the meteoric rise of credit reference agencies which have fuelled the fire and allowed many many companies to play with us in any way they choose..... when you accept your offer please think about what we are letting these people away with....

years of abuse..

remember to send link to everyone in your facebook, msn, or email contact list this could spread quickly if everyone just took a few minutes to do......

It would be good if somebody with some insight wrote a couple of lines why people should sign this petition and then add link at the bottom it would be much easy to spread resons and link that way and many more will sign I am sure.... this is everyones data , so it is everyones responsibility

so without warning with little cost to themselves they can report info on credit file which has the same detrimental effect on a person for 6 years same as CCJ. this could be for a small amount of money ie 1 months tv/phone bill..... Hi locotus do you work for Virgin media by any chance????

this has got to be in breach of data protection act which everybody is regulated by?

they have stated by accepting their equipment is fact that I have accepted terms and conditions which I am assuming includes sharing my data...

can anyone direct me to wilson case I think in which they were awarded compensation for breach of DPA default would like to reference case in my argument.

hi buzby the company asking is acumen investigation services.... handling investigation on behalf of sky...

the person genuinely believed they were ok to show these games via european channels as the salesperson said it was perfectly legal...

any advice as they are genuinely scared of what they should do next?

all ths info seems very wishy washy....

There must be a law that states they are aloud to register defaults my account was in dispute yet they registered default... my bill changed 5 times even though I no longer had services... I am sure data protection act is my way to go for this as I have even had ICO letter stating that only serious defaults should be registered, and as they removed it it is likely they were in the wrong.... I am in court very soon and I am just preparing evidence... any help would be great... I am sure they should not be allowed to do this...and if they are then they should follow some kind of protocol to make you aware of their intentions and they damage of those actions.

but what law is it based on... they are not covered by consumer credit act... placing defaults must be covered by something. if they can use them in this way it has to be an unfair contract as surely they can ruin your credit file for 6 years for what could be a very small amount?

i have just found that a case is going to european court regarding the monopoly of sky will that waive any prosecution till the outcome

can anyone help???? how do you add jpeg copy of agreement for people to view and consider on thread???????????

hi incase anyone still reading I am in same boat except default cost me significantly, has since been removed but i am claiming for damaged cause.

if they are not covered under cca what legal right do they have to place defaults on credit file????? I can still find no answers????

what law or governance do they obey?????

Hi can sky and virgin put defaults on credit file if they are not covered under CCA. IF yes what protocal do they have to follow in issuing default notices.

Surely they are still covered by data protection act... filing default whilst account in dispute etc????

any help much appreciated got court date very soon as default caused significant damage financially...

a friend of mine has recently received a letter stating that they are being sued for showing football even though it was not through sky it was through a foreign box. Is there any legals on this they bought the foreign satellite in good faith and were told they didnt need sky??????

any help would be appreciated

can site staff explain why uk26 v experian has been closed, this is so frustrating for members if vital information as in this case is not shared....

sorry again off topic but any explanation would be better than this?

19th November the vultures begin to circle, this could be one of the biggest decisions this country judiciary has ever made..... I can not believe the news is so thin they must know ??? you may see leaks before this date or at least the banks starting to posture differently as so many already have....

I for one cant wait.......

maybe CAG should do something similar here.... which is the worst bank and bring it down.....

is anyone on here suffering due to the mal administration of regeneration in their area... blight , has anyone any advice on law regarding blight and starting a claim against council for suffering blight?????????????