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Emmylou69

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Posts posted by Emmylou69

  1. Filed that debt was statue barred online on the 23rd march using standard letter

     

    Claim is just on hold (stayed) until parties decide whether to continue. Erudio will of course be checking records.

     

    You just have to wait to see what happens. They might just discontinue and advise you.

     

    Thank you

     

    did you sent a CCA request

    and

    a CPR 31:14?

     

    No I didn't should I

  2. Hi I've heard nothing after submitting my defence to the county court

    - they said they have left it in the hands of erudio to sort out directly with me

    - heard nothing ,

     

     

    erudio have done 2 credit searches on me (they show up on clear score ) one straight after after I put in defence and another one a few days ago ?

     

     

    Any suggestions to why and what is going on ?

     

     

    Will I hear anything to say my account is statue barred ?

     

     

    And why the credit checks ?? Thanks in advance

  3. Hi

    I received a CCJ claim form that I believe is statute barred

     

    I'm dyslexic and need a bit more verbal advice / I need to deal with this claim today as time running out I've tried to follow threads but I can't understand them And this site looks strange on my phone any chance I could speak to a person to get some advice - I'm so worried and need to send back my claim form today x

     

    My claim form issue date is 08 March 2017 when do I need to acknowledge service by please ? 

  4. I need to speak to someone in person as I am severely dyslexic and written information gets all jumbled and I can't decipher it , can't see what relevant and what's not So easier to chat 😳x

     

    can I contact erudio directly and say I believe it's statue barred and ask them the exact date I last deferred ??

     

    I believe it was 7 years ago

    - but the lady at citizen advice pointed out that it may fall short of 6 years as deferment last a full year

    - if it's not 6 years since my last deferment it's so close it stink 😊😂

    - any advice about finding out ?

  5. Hi

    I have the same issue

    - student loan CCJ was issued to me on 9 March say I owe £500

    the last time I deferred or paid was defo more than 6 years ago as my daughter is 6 and I have paid nothing In her lifetime !

     

    Would someone be up for having a chat with me as I don't know how to respond to the claim form ??

    I don't even know what I owe anymore in total or who holds the loans so confusing !

    My loans are pre 98 and I graduated in 1999

     

    It's as above Drydens and erudio

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