After a phone call merry go round with the bank they confirmed account was was closed 24th august 2009. How do I go about filling in the online response? And what letters do I send to which companies? I wanted to confirm with HSBC before I responded as I was certain it was over 6 years old. Thank you again

I rang hsbc and am expecting a call back before the end of the day. is there a specific department i should contact? I have had no dealing with them in past 5 years so and i'm not utterly convinced i will receive a call back, i felt it bit like the girl just wanted to get me off the line. are hsbc obliged to tell me over the phone my last payment date/ date of account closure or i have to request it formally somehow? thank you for your time your help is much appreciated

Name of the Claimant - Hoist Date of issue – 7 oct 2016 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - 9th nov 2016 What is the claim for – the reason they have issued the claim? 'the claim is for the sum of £6854.89 in respect of monies owed pursuant to an overdraft facility under bank account no. xx/xx the debt was legally assigned by MKDP LLP(ex hsbc) to the claimant and notice has been served. the defendant has failed to repay overdrawn monies owing t's and c's of ban account claimant claims: 1. sum of £6854.89 2. interest in pursuant to s69 of the county court act 1984 at a rate of 8% from 7/10/10 to the date hereof 2188 days £3287.25 3. future interests accruing £1.50 daily rate 4. costs' What is the value of the claim? 10698.54 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? current account When did you enter into the original agreement before or after 2007? unsure Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.? debt was sold Were you aware the account had been assigned – did you receive a Notice of Assignment? not that i know of Did you receive a Default Notice from the original creditor? yes in 2009/10 Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments? ran into financial difficulties resulting in me becoming homeless in 2010/11 What was the date of your last payment? unsure of exact date, 2009 0r 2010

Hello, I'm hoping someone can advise me if what to do. I have received a claim form from Northampton County Business Centre, claimant - Hoist, address for docs - Cohen solicitors, issue date - 7 oct, amount - £10k ex hsbc I think this debt should be statute barred, how can I find out if it is, what should I do next? this is the only contact I've received, in fact the claim form was sent to an old address. Should I ask Hoist to prove the debt is actually owed since I have never spoken with or heard from anyone connected with their company before? Should I ask HSBC for old statements to find out exactly when a last payment or contact was made? All help would be greatly appreciated, I am obviously extremely troubled by this turn of events and having no clue what to do a friend advised me to turn to this website.