Won.

Won.

LBA sent. They replied saying they are looking in to it... giving them until the 14 days to respond.

Questionnaire filled in and sent to court with cheque and copy docs. Letter to Legal and Disputes at Barclays, once again stating what they owed etc and included spreadsheet. Awaiting reply/offer or court date.

Thank you.

:!: I need HELP. Nobody has replied/advised to my previous two threads and I need and answer on the banks defence (as per the previous but one entry/thread) ?? Please, any advice would be gratefully received. HELP ! :!:

:???: HELP ! Any answers to the above thread. Need HELP ! :???:

:???: HELP !:-? :-? The following is the defence received by my cousin on Monday along with the Allocation Questionnaire. I've para-phrased most of it cos it's stuff I've dealt with before with NatWest (points 1,2,3,6,7,8 and 9), however, I need somebody to advise me on points 4,5 and 10. Not quite sure what they are on about. I've listed these in full as they appear on the paperwork and would appreciate it if somebody could give me an idea. Please forgive the typing errors if there are any , cos I'm a lazy proof reader. It also seems to indicate in point 9 and especially 10 that the bank seem to be saying, "yes we probably are guilty but wont admit it" and in point 10 "If we are ordered to pay you the money back, we are gonna persue you for the actual charges we incurred." (I think !). I'm not sure if this is a standard Barclays defence. Any help would be much appreciated and a point in the right direction would not go amiss. I've got about a week till this has to be handed in, but as luck would have it I'm working right next to the court tomorrow and so a speedy response would be handy, so I can give it in directly to the court. Thank you.

:confused: The MCOL was done on 21/12/06 and ackniowledged on 8/1/2007. Where do I stand with the timescales etc. How many days do they get to submit a defence ? :confused:

Sent letter 1 and letter 2. On to the LBA now.

How long until I should expect a response for the MCOL ?

MCOL done. What a pain in the arse that is....its the second time I've done it and its still as baffling. They should employ somebody to make it a bit more 'user friendly'. You spend most of your time on it trying to edit out text so you can fit the appropriate amount of characters in it.

Going to court! Just about to fill in the on-line thingumy.

Nope. I didn't with previous LBA's etc either. Didn't seem to matter. Does it?

I've just realised.....the Excel spreadsheet keeps adding interest for every day between the request for refund and the present day. My figures are out by a couple of quid between the request and the LBA.