Thank you dx.

I will do as advised.

dt

Hi dx,

I have changed my address recently and informed the bank but PRA Group are writing to me to my old address. To be on the safe side should I subscribe to Experian to check my credit files incase and extend the redirection of my mail which is currently expiring.

Thank you for your help

dt

Thank you dx. I will write to them informing them that the debt is statute barred and not to harass me.

Hi Slick,

This is also a barclaycard but a mastercard. The original thread was for visa.

Original default for both was in 2007. both are statute barred. Barclays had aplogised for the error and removed visa default from my credit files.

Suddenly PRA group are chasing me for the mastercard. I am worried that they won't try to put something on my credit file.

Thank you

dt

I need some advise from the members of CAG please. I have received Statement of Accounts from PRA Group for a statute barred Barclaycard Mastercard debt. They are offering me a discount of 90% and asking me to pay them 10% only.

It says settlement valid until 03/03/2017. This debt does not show on my credit files. Please advise if I should reply to them and inform them that the debt is statute barred.

Thank you for your help

point noted dx. thank you

Thank you dx but I am worried.

I am buying a house and Mortgage has been approved.

If by any chance they put this on my credit files even temporarily my mortgage will be refused.

I have already paid a nonrefundable deposit.

Yes I have the barclaycard letter apologising for the error and promising to contact MKDP to remove the default.

The default was removed from my files in March 2016.

I am going to send this barclaycard letter to Robinson way and ask them to stop harassing me.

is it a good idea to send the Barclaycard apology letter to Robinson way?

As always your advise is very valuable to me.

Dear Members,

I have received a letter from Robinson way threatening to issue a county court judgement,

send a report to credit reference agency

and try to contact me at my work regarding Barclaycard if I don't contact them.

Barclaycard had asked MKDP to remove the default from my credit file

which MKDP has removed

but now I am getting letter from Robinson way chasing the same debt and asking to contact them.

I thought MKDP and Robinson way were the same lot

so how come a default removed by MKDP is being chased by Robinson way.

Please advise.

Thank you

Thank you for your help site team and members. I have made a small donation to consumer action group.

I am sure that CAG will help many more people like me.

dt100

Thank you Martin. I hope you have written to them again to remind them. After writing to me once BC stop contacting me so wrote to them again to remind them. Then they started sending me regular updates about my case.

Wish you all the best. I will keep you posted.

Thank you once again. I will keep you posted.

Thank you Fkofilee.

I was notified that my BC debt has been transferred to H2HP Ltd

and Robbinson Way will be collecting on their behalf.

Now Barclaycard will be contacting MKDP to remove the default.

Am I right in thinking that MKDP & H2HP are same group?

Thank you fkofilee. Donation was always on my mind. I will make a donation soon

Dear Members,

I have some good news.

I have received reply from Barclaycard,

Barclaycard have confirmed that I was right and they are sorry for the mistake.

It was a system error and it shouldn't be on my credit files.

They have informed me that they will request MKDP to remove this from the Credit file as MKDP are owner of the debts.

They have asked me to contact them if this default is not removed within 6 weeks.

Please note that a week ago I had received letter from Robinson way asking me to settle by paying half of the debt.

I wouldn't have reached this stage without your expertise. Highly obliged and thankful.

Please advise if I need to take further action.

Thanks Martin.

I will let you know as soon as I get further response from Barclaycard.

Sorry for the delay in replying.

Thank you Slick for your advice. I am waiting for 8th April to find out Barclaycard response.

Martin- Thank you for providing details of whom to contact in case Barclaycard don't remove the default.

I will keep you all posted.

Thank you DX for your advise. Much appreciated.

Hi Martin,

Thank you for your reply. Sorry to know that Barclaycard have not send the SAR to you yet.

I am hoping that Barclaycard will remove the default from my credit file.

After I wrote to Barclaycard,

I have started receiving letter from PRA Group.

dt

Hello members,

I would like to update you on my current situation.

I have written to Barclaycard visa to remove the default from my credit files .

Barclaycard have written back advising that they will look into my case

and would let me know by 8th April 2016.

This default shows on my Experian credit files.

I have received 2 letters from PRA Grouping chasing me for Barclaycard mastercard debt

and dorothy perkins debts dated back to April 2007 and before.

They have offered me to pay 20% of my debt as a full settlement.

These debts are not currently on my Experian credit files.

I would appreciate if you could advise me if I should reply to PRA Group.

Thank you for your help.

Thank you DX.

I will keep you posted.

Sorry dx,

Bit confused. Should I post this letter to to Barclaycard & HPH2 Aappello group as well? Please advise.

Thanks for your help.

Sorry correction Cappello group I meant.

Thank you slick132 and you are right, Debt has been reassigned to Robinson way.

As advised I will only write to Barclay Card.

I highly appreciate your advise.

Thank you

Thank you slick132 for your valuable advise. I will write to Barclays Data Controller as advised.

Should I also write to MKDP? I am not sure if I should write to them too.