Quick Update help needed as I have no idea how to respond, received a letter from BC Soliciters denying the extension to file a defence, can someone help with the next steps please

Hello, yes I have sent by recorded delivery I'd like to thank you all for all the help so far it has helped tremendously and has gave a sense of direction to the situation Thankyou all

Hi I have copied the form as requested, Hope this helps. Name of the Claimant ? LOWELL PORTFOLIO I LTD Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 06/10/2015 Date of issue 06/10/2015 + 19 days ( 5 day for service + 14 days to acknowledge) = 24/10/2015 + 14 days to submit defence = 07/11/2015 (33 days in total) - ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE OF THE CLAIM IS DAY 1 [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total What is the claim for – the reason they have issued the claim? THIS CLAIM IS FOR £2947.60 THE AMOUNT DUE UNDER AN AGREEMENT BETWEEN THE ORIGINAL CREDITOR AND THE DEFENDANT TO PROVIDE FINANCE AND/OR SERVICES AND /OR GOODS THIS CLAIMENT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 1984 AT A RATE OF 8% PER ANNUM AMOUNTING TO 235.79 What is the value of the claim? £3448.39 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? CATALOGUE When did you enter into the original agreement before or after 2007? 21/01/2009 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. ACCOUNT ASSIGNED AND THE DEBT PURCHASER HAS ISSUED THE CLAIM Were you aware the account had been assigned – did you receive a Notice of Assignment? YES Did you receive a Default Notice from the original creditor? YES Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NOT SURE Why did you cease payments? FINANCIAL ISSUES What was the date of your last payment? APRIL 2012 Was there a dispute with the original creditor that remains unresolved? NO Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? NO .

Oh yes I better tell her to aknowledge the claim not the debt .. thankyou

Thank you for the advice, I have told her to acknowledge the debt. She doesn't remember to much about the debt she was making regular payments then money became tight, apologies I know its not a lot but she is scared and her head is all over the place.

Hi Guys, Hopefully somebody will be able to help me. My sister has received a letter from a Solicitor acting on behalf of Lowell Finance stating that they has started Litigation proceedings, enclosed was also court documents with an admission form and defence form. The debt according to the court docs is £3448.39 incl. extra costs I would like Lowell to prove that this debt exists, they brought the debt on the 30/03/2012. She has 7 more days before the forms have to be back at the court. I am hoping that somebody knows what steps to take to do this as I haven't got a clue, Is there a template letter that I can fill out. Thankyou in advance