Yes

I just saw litlle point as I tried calling Vodafone and going into the shop previously.

Can you tell me how long it will be before I get a mediation date ?

I'm on holiday next week and close to calling and settling before this time ..just to get it out of my head .I have so much going on its not a huge sum compared to the stress it applies.

I have sent Lee a message ....

Tbh I haven't as he works for Vodafone and I called them as soon as the first debt letter arrived.

Only to be told nothing they can do.

Once I agree to mediation will the mediation service have the power to enforce a decision or is it possible

This may go to court still?

So what happens now I have agreed to mediation?

Will they have to prove the debt at the mediation ?

Will the mediation have the defence I have written to the courts?

What do I have to do now?

Sorry for the questions ,have very little time and such a stress full time.

I sent the defence off some time ago and have only just received the N149a and n180.

I just assumed I would either get a letter regarding a court date

Or it thrown out tbh.

..now I have u til 9th April to complete small claims questionnaire.

Sorry didn't see you said yes to medeation.

Ok will do so ..will also try to contact lee ..maybe try to get the specifics .

No not sure if I have to log in to Vodafone ..as I have no details now

I'm sure I have posted my defence..

I called Vodafone at the end of a two year contract to ask for the Pac code .

I was told I would be given it after full settlement of the contract 52pounds..

I paid it by debit card ...and was given the code.

I specifically asked if i owed anything else and was told no.

I'm sure this was correct .

I had a previous contract with them that included a dongle.

On the final payment they overcharged me 160..

.it took me three months to retrieve the money they took "by mistake".

Everything was fine again until the final payment and the end of the contract .

A huge coincidence.

So could you pls explain the two scenarios ..and what they will cost .

Medeation and going to court .

Yes I have one from the Northampton court .

And I have the copy of the Carter's.

So should I go to medeation ?

What is it going to cost if I go to court and lose (extra)

As the debt has increased by over 100 pounds .

Will Carter's need to prove I haven't paid it or will I have to find the proof from Vodafone I have .

Thanks for your reply

Sorry it's been a while ..just to add I also received a letter asking to call

Carter and negotiate a settlement ,I find this odd as I have submitted a defence

Expressing I don't owe anything!

Pls help me clear this up as I have a lot of other stress in my life at the moment .

Regards

I sent in the defence..i have now recieved a small claims questionare.

by the court and by the solicitor of lowell.

pls help

Juries unticked?

I have checked noddle I have one for vodaphone of 182 and one for Lowell of 34 no idea why its the same ref . I paid the final payment that was asked by debit card to Vodafone,then received the PAC code....I have not paid any money.

should I fill the challenge part in and see what happens ?

Would it be in my best interests to call Bryan carter to explain (or is that pointless)

Do lots of people pay just to stop the hassle ,

as I feel like doing but really it sickens me

Righto your timeline is as follows..

 

Date of issue - 22.01.2015 + 5 days for service = 26.01.2015 + 14 days to acknowledge the claim = 09.02.2015 + 14 days to submit a defence = 23.02.2015.

 

yes, you can telephone Vodafone and ask when the last payment was made to the account and the amount paid and for what reason.

 

You would need to make a Subject Access Request to Vodafone for the telephone conversations, and TBH

 

Have you checked your credit files - any payment should be recorded there I would have thought.

 

You MUST acknowledge the claim by the date I have advised above - you can do this online.

 

I suspect your defence will likely follow what information you have provided already in that as far as you are aware, there is no debt as you paid all you owed, as they wouldn't allow you the PAC code until you had !

I have checked noddle

I have one for vodaphone of 182 and

one for Lowell of 34 no idea why its the same ref .

I paid the final payment that was asked by debit card to Vodafone,

then received the PAC code..

..I have not paid any money.

This claim is for 182 the amount due under an agreement between the original crediitor and the defendant .

This debt was assigned to /purchased by lowellportfolio ltd on 05/09/2013

Issue date 22 Jan 15

They are also claiming 14.60 interest 25 court fee 50 solicitors costs...total 272

Mobile phone bill

After 2007

Claim is not by the original creditor

I received a notice from Vodafone and called them ...

I even received the PAC code to unlock the phone as I had paid in full

I'm not sure of my last payment ,should I call Vodafone ?

I had long conversation explaining the whole situation and going through the dates of payment

...at the end the agent for Vodafone said its gone to a debt collector and hung up..

.is it possible to get the phone conversations from Vodafone?

What's a CCA pls ?

And as its a mobile phone issue what do I do now ?

Thanks 46m ...very stress full

Do you have or can you find the statements in respect of the payments £52.00 you paid ?

Hi I'm not sure tbh I could ask the bank its been a while.

Can I ask Vodafone for all the phone conversations ?

Should I call Bryan carter and explain this or would that be pointless?

Thanks in advance

Had a contract with Vodafone that was ending

I called and went on a rolling month by month until I decided on a new contract.

I then decide to go to orange for whether deal.

I called Vodafone

To ask for the PAC code as I would need to unlock the phone ,

I was told this would not be given until I paid the outstanding balance of 52 pounds

I did this by debit card and was given the code.

I also asked her to confirm I owed nothing else which she did.

I received a letter from Vodafone saying I owed 182 pounds ,

I called them and explained the breakdown of the bills I paid

then explained the conversation I had regarding the PAC code

at this point he said there is nothing he can do

and its gone to a debt agency then hung up!

This was in 2013

I have received many calls over the months

I explained the same as I have here at first

but since then I have had four different agencies and ignored them

.I have received a letter from the county court in Northampton...issue date 22nd of Jan

..can anyone pls help

the amount has changed from each Agency and

now is over 250 with a solicitors charge from Bryan carter!

Pls help 46m