Jump to content

KarlFranks

Registered Users

Change your profile picture
  • Posts

    2
  • Joined

  • Last visited

Reputation

1 Neutral

1 Follower

  1. Its unlikely to be statute barred as the debt is from 2008 and I was taken to court and issued the ccj in 2013 and I reside in Wales. I wish it was however The Three contract I had was registered at my previous address which i havent lived at for 3 years. Although I left a forwarding address for the landlord to write on letters addressed to me i have received very little to almost nothing from my previous address in terms of forwarded mail as more or less all paper utility bills transferred to my new address. I never registered on the electoral roll at my new address up until early last year, my bank accounts and credit cards and utility bills however were when I first moved address. As per my £340 outstanding bill from Three network, I disputed these bills back in 2008 with Three customer services a s they were mostly made up of roaming charges which couldn't have been correct as I haven't left the UK to go abroad since 2001/2002. There's a big step between £340 and £790, not even with court fee's I would have imagined it could total to that amount. I literally don't have any sort of paperwork for any of this. I really don't want to submit the n244 with the fee until someone can advise me on what exactly to do so not so much of a rush I suppose, I know it may seem like a small debt to some but I'm losing sleep over this.
  2. Last week i had a visit from a Bailiff who clamped my company car in the driveway demanding payment for an unknown debt. After some reasoning with him I explained it was my company vehicle, I even called my manager to confirm with the bailiff. I was then told by the bailiff I need to settle this debt for a ccj from last year or they would return and seize goods. I called the court and couldn't get much sense so I went there to get to the bottom of this. They printed me off some paperwork showing the CCJ was issued last August 2013 and the company I should pay is Lowell Portfolio. I contacted them only to be told that I owed them money and I needed to pay in full. I asked them what the debt was for they refused to tell me at first and it seemed like they were very intrusive on the phone, asking questions like if I was employed/owned my own home, if I had the means to pay that day etc. All they have told me is that its for a Three Mobile network bill. I defaulted on 2 payments to Three mobile back in 2008 but these total to just under £340 combined. The county court have ordered me to pay lowell portfolio £790! I'm not even sure its the correct bill and if it mine and I'm liable for it. I've done some research and i know i can use an n244 form with a fee to get the judgement put aside for now which i intend to do this week however I wish to dispute the amount and the debt and even if this debt belongs to me as I have never received paperwork demanding money from anyone for it. I need advice desperately. I know i'll be heading back into court once I submit the n244 form with my fee but should I admit the debt? Should i fight it? Should I ask Lowell Portfolio to provide evidence they can enforce this debt and prove the debt is mine? I really don't want to walk into a court room and face a judge not knowing what I can and should do. I'm totally lost please help me
×
×
  • Create New...