Just been reading through the forum..... (does it never end?) Maddison, if you've been using internet banking you can do a search under Statements for all Charges. It'll only go back four years, and you can only search 3 months at a time. I did it earlier and it only took me about 20 mins to get all I needed. Also, as a sole trader you'll have to have kept all records for the past seven years anyway. So the first two years shouldn't be too much of a hassle. Hope this helps. Straight on to stage 2 now I know the sums involved I guess?

Hi Maddison (et al) As a sole trader myself I know exactly how you feel. I'll be following your case with interest and will post details of mine (once I've gone through this mountain of information). By the way, anyone know if I can e-mail my DPA request to Penny Berryman? Great site Dave, just glad I flicked over to Radio 4 the other week.