It really doesn't feel like it at the moment. Thank you so much for your help, you really don't know how much you've helped me.

Thank you Renegadeimp. I was so embarrassed about posting, I feel like a complete idiot and a failure for getting into this mess. I will cancel the CPA's with the bank asap and hopefully the DMP will be up and running shortly so I can get all this paid off. Do I ask them to cancel all transactions or just CPA's?

Hi. I have finally admitted defeat in trying to juggle all my payday loans and tonight started the ball rolling for a DMP with Stepchange. The problem is I get paid on Wednesday next week and all my payments are due out. The DMP won't be in place by then and I won't have enough money to pay them all. Stepchange aren't open until Monday and i'm worried sick about what to do. I'm a single parent and although I work full time I am on a low wage and if they clear my account I won't have any money until next month. I'm so scared I don't know what to do now. Can someone help me please?