thanks for your reply i think you talk a lot of sense.i spoke to northampton court today mkdp have not responded.i will now send n244 form asking for it to be struck out i will keep you posted.kind regards chindit.

thankyou for you reply

it has been 6 weeks now.

i read somewhere they had 12 plus 2 days to send requested proof

and 33 days to respond to my court defence.

then another month after that i could apply for strike out

.i just wanted to have everything ready to send to the court.

also on their claim form it states this debt was a bank account facility regulated by the c.c.a

i thought therefore a cca request would be valid.

your thoughts would be greatly appreciated.

regards chindit.

hi and thanks for responding.it is well over the 6 years cant be exact around 7 but they havent responded to my defence and i would like to kill this if possible.regards.

hi i need some advice if you would be so kind.i am about to fill in a n244 form from the county court re a claim by mkdp.which i have defended as statute barred. mkdp have not supplied cca n.o.a etc.or responded to my defence.i would like to apply to have the claim struck out. i would like to know the proper wording to ask the court to do this . hope you will help kind regards chindit.

hi thanks for responding on the court claim they mention regulated under the consumer credit act. so i thought cca would apply.perhaps because it had a overdraught.

hi and thanks for the reply

yes i think hsbc will have done.

i did send a sars hsbc replied wanting a signiture .

which i did not want to give

however with it being statute barred.

didnt think that was important.

thought i would concentrate on mkdp

.they havent sent anything to support their claim or responded to my defence.

they want up to 8 weeks to send documents i feel they should have these before putting me in court.

if they cant respond to my defence i dont believe they have anything to support their claim .

i really want to clear this up one way or another.

ie.put up or shut up.

thanks again.

hello this is my first post so please forgive any mistakes.

i have recently defended a court action with mkdp for a old hsbc current account with overdraught

that has ended up at 4800 pounds .

the posision now is that mkdp didnt send a cca request

but sent a letter saying it could take 8 weeks.

the 33 days for them to respond to my court defence has passed.

i presume this will now be stayed.

sorry forgot to say my defence was that this account is statute barred.

7 years of no contact or payment by myself since cause of action.

should i now send a n244 to ask it be struck out

on the basis that this claiam is without merit.

mkdp had put a default on my credit file in 09 which was 2 years after cause of action.

but served nothing on me before the court claim.

i would appreciate some advice as to whether i should leave alone and see what moves they make

.i would prefer to kill it if poss but i am now stumped.

thanyou in anticipation.

chindit