Hi guys, I just need some advice before the solicitors appointment. If a director of a company has dissolved numerous businesses can they still act as a debt councillor on behalf of a mortgage company? Any advice is appreciated:???:

Hiya I've responded via pm! Thank you so much for your help. Will keep you informed. Im just hoping this solicitor knows his stuff! Ive avoided the so called repo companies like the plauge:!:

Okay. Thank you!

There are nearly £2-3k worth of charges on the account. This is something I will be exploring! Lea I understand the implications mum acted on the IFA's advise, I'm not sure if you've seen the pm sent to HoneyBee13. I'm just wondering if I can send it too you there is more information available.

no the mortgage was solely in my fathers name, Just as I thought the repo hadn't been carried out correctly! I will be making a few phone calls tomorrow. Don't worry I will be looking for an actual solicitor who has expertise in this area. I will also be making a complaint re: Kensington to the FInancial Services Omsbudman. I'll keep you up to date with the situation. Thank you very much for getting back to me

Okay. In a nutshell Kensington mortgage company sent an IFA to the property some payments were made to the IFA however a lumpsum of 4k which was paid to him was never transferred to Kensington. After some research we uncovered some horrible truths re the IFA (this is some thing which cannot be placed on the board). The bottom line is the whole situation has been one big mess. The IFA in question advised my mum he could sort out the matter without my dad knowledge.

Okay, thank you. There is more to this would there be any chance I could private message all the information?

My dad only found out the repossession took place after he finished work at 6pm. The repo took place at 1.30 earlier that day I have advised him to seek legal advice re the matter

Hello honeybee! Thank you. This is an extremely complex situation, my dads house was reposessed without his knowledge, arrears ran upto around 13k my mum who hid all the documentation attended court without my dads knowledge. An appeal was heard at Northampton court the judge did side with my mum and agreed for higher amount to be paid each month however the lenders appealed this decision and dismissed a further appeal. I know the actions carried out by my mother was wrong. There is more to this but I dont really want to place the info on such a public forum. Any help would be appreciated.

Hi I have just read this thread. Please can anyone recommend a solicitor who specialises in regaining entry after repossession?? I need one as a matter of urgency. Thanks to anyone who can help