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sneggy dave

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Posts posted by sneggy dave

  1. Can someone tell me how long does it take the courts to send me the court date after i sent the allocation questionaire. Its been almost 2 weeks since i returned the form and still aint heard nothnig from them. Is this the norm??

     

    Cheers

  2. I have filled in my form but not sure whether i need to send a payment with this. It doesnt say anywhere on the form that i have to ay anything as of yet. But i heard the fee is £100. Can anyone help me on this mater please.

     

    Cheers

     

    Dave

  3. Need some advice please!!!

     

     

    Last week i recieved the court papers saying that abbey had till the 24th to respond to my claim. However, today i recieved more court papers saying that Abbey intend to defend the whole claim, which then goes on to say it has 28 days to file a defence.

     

     

    What does this mean now for my claim. Does this mean its going to go to court.

     

     

    Any help will be much appreciated once again.

     

    Thanks

     

    Dave

  4.  

     

    Dear Mr Roger Evans

     

    Thank you for your letter dated 23rd January 2007.

     

    I acknowledge receipt of £360 which Abbey have returned to my account.

     

    This amount will only be excepted in partial settlement of my claim and I will continue my claim for the remainder of the charges, totalling £552.

     

    I will be entering my claim in the county court on XX/XX/XX . Should you wish to avoid this action please contact me.

     

     

    Thanks Karn much appreciated. This version is much shorter and to the point. Thanks

     

    Dave

  5. If you want help write your letter of here and some one will take a look over it for you :)

     

     

    Karne

    x

     

     

    I have written a draft letter here which I am going to send to the abbey. Its about the rejection of the GOGW and what I am going to do next.

     

    I need to write the address in and my account number but if someone can check the content of the letter that will be much appreciated.

     

     

    Letter>>>>

     

     

     

    R.E Reply of GOGW offer

     

     

    Dear Mr Roger Evans

    Thank you for the letter of GOGW revived on 25th January 2007. Although I am grateful for the £360 which you returned to me I still need the reminder of what is owed to me. Because of this I can only accept this as a partial offer and I still require the reminder of the charges which add up £552.

     

    I have to tell you this will be the last letter in which I will be sending to you as I am about to send the forms off to the claims court in order to get the reminder of the charges back. I am sorry that it as to go down this route . I have given you plenty of notice and written to you on numerous occasions asking for what is owed to me.

  6. if you use MCOL don't forget to send 3 copies of your schedule of charges to MCOL @ Northampton with a covering letter (template around somewhere) asking them to join the schedule up with your e-claim. It pre-empts the standard nonsense from Abbey that you failed to provide it with your N1. Regards, Mad Nick

     

     

     

    I thought if u do it online u just follow this http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html. And if u want to do it over the counter or post u send the charges schedule up. Doing it online there is no facility where u can send the list of charges.

     

    The way i was orginally going to do it was use this http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html to fill in the money claim form state that i have had a gogw and take that off the final total. Then i was going to send them a letter saying i will only accept this as a partile payment and still expect the reminder of the total.

     

     

    Is this right or am I going the wrong way about it.

     

     

    Thanks for your help its much appreicated

     

    Dave

  7. Today i recieved another letter and this time its a gesture of good will offer.

     

    They have offered to give me £410 and the sum in which I am asking for is £930. They go on to say that they believe that they have not broken any rules and they comply with the office of fair trading.

     

    This letter comes on the day that the deadline is up before i send the money claim form over the internet. Now i got this letter I am not sure on how to proceed. Do i go ahead with the claim but take off the £410 pounds or do i wirte to the abbey and tell him its not good enough and i want the full refund.

     

     

    Any help on this matter willl be much appreciated.

     

    Thanks again

     

    Dave

  8. Ive just been told by a mate that you can only claims ur bank charges back if it happened with a credit card or u have an agreed overdraft limit.

    With ny case i just have a normal bank account with no agreed overdraft limit with abbey national.

     

     

    Will this effect my case?? I have now got to the stage where on thr 25th i will send off my moneyclaim form over the internet. Just wondering if its worth contiuning with my claim.

     

    Also my dad seems to think that there could be a chance that the court will throw my case out and therefore i could be liable for something. Is this true??

     

     

    Any help on the questions above will be much appreciated.

  9. Recieved another letter today saying that im sorry bla bla bla, The usual rubbish and it will take up to another weeks whilst we look into ur complaint.

     

    So i take it now is the time to make the claim. Do u suggest i do it online?? and just follow the instructions.

     

    Thanks

     

    Dave

  10. Today i recieved a letter from abbey in response to my first letter i sent which was for repayment.

     

     

    The letter i recieved was from the buisness manager and he basically says ''sorry that ur unhappy, one of my team will be investigating your complaint''. Then goes onto say handling the compalint can take a long time but we will write to you within 4 weeks if we havent contacted you before that. Then goes onto say if you empoyed a solicter or any third party it wont change how quick it can handle the complaint.

     

    With this letter do i now wait for the 4 weeks to come or do i send the next letter giiving them another 14 days to repl.

     

    Any help wil much appreciated once again. Thanks

     

    Dave

  11. Thanks will let u know how it goes. Hopefully there wont be as much hassle as it was for getting the statements. There where times where i thought about not bothering with this. Hopefully i will have my money back :)

  12. No, it means if you pay ten quid they will send you all the statements for your account history.

     

    It could be 6, 16 or 26 years worth of statements.

     

    HTH

     

    Glenn

    Right, so if i give them 10 pounds i will get all my statements from them since i opened my account....If this is the case why did they go through all this bother just so i could get my statments. This seems to me that its a bit to easy. Do u think the threat of court action made them do this.....Also how long shall i allow them (7 days or 14 days) to give my statments to me....If they go over the date i will fill in the ni form with the letter template ...Any advice on this will be much appreciated...

  13. Today i recieved a letter from abbey and i have reached the stage where im about to fill the ni form in so i can get the rest of my bank statements. .....The letter i had today stated that the microfiche is not covered by the Data protection act...... Then it goes on saying that.... "i can arrange to send you this information from our microfiche records, however its not subject to the 40 day statutory time period. To cover our admistration costs there is a fee which is payable at the time of your request. For archived microfiche covering more than 1 months worth of transaction informnation, the fee is 10 pound per account'....... Does this mean that if i send them a 10 pound fee they give me all the statements for the last 6 years.

  14. Come someone tell me what i have to do after i send the final non compliance letter. Do i use this template http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6971-data-protection-act-non.html once the 7 days are up. If so can someone give me a address on where to send this letter. Also do i have to send a fee of any kind. Or are there any other things which i should be doing before hand for preparation.

     

    Thanks in advance Dave

  15. Right i have now decided whilst im waiting for the rest of my statements going beyond the 14 months i am now gonna claim for what i am owed going from the last 14 months. I know first of all i have to send out the two letters each waiting for 14 days for them to reply. But wat i want to know is, is there anything i should be doing in the two weeks for preparation. And is there anything in particular i should be made aware of when completing the money claim form.Any help will be much appreciated.

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