Thanks, How do I know if they have bought the debt? Will Virgin active give me this information. What can they do if they have bought the debt? Thanks

I joined a Virgin active gym a year ago, but with 4 months left I cannot afford to pay the membership. ARC phone me everday making threats, which I know they will do anything to get my payment. I cannot pay them any time soon, and don't really want to pay at all after I feel the gym mis-sold my membership, but they wont do anything about it and my only contact is with ARC. Whar exactly will ARC do, just keep phoning me for how long? Actually take me to court? Send round debt collectors? CCJ? THE DEBT IS £244.00, current situation is ; I informed them I cannot pay at this moment due to financial difficulty. Thanks