Hi, To be frank the lack of comment is because I don't know what I'd do. NZ students loans are fraught with risks whatever you do. Ignore it overseas and NZ Govt charges commercial interest (6%-8%) plus penalties and demands a chunk of the capital back per year - a potentially huge amount running into £1000s plus per year. Make minimum payments then miss a couple and you face the same problem because of the interest/penalties. If you make the payments, if your UK wage is average forget replacing a second hand car, owning a home, having a holiday (visiting your folks in NZ) etc and hand over the money to NZ govt instead. Its a big headache for NZ Govt as NZ students now owe circa $14,000,000,000 in unpaid loans-more than the entire national debt. Legally speaking whether they can enforce in the UK is a question of UK law as well as NZ law - hence the links if people want to research what the UK law says there may be some hurdles there but then again there may not and they may find the only option may be to pay or face bankruptcy or losing income/assets. People need to make up their own minds what to do. One thing is for sure it seems to be getting more draconian as NZ Govt gets more desperate to turn the screw on its ex-students: nznews.co.uk/migration/?id=40646&story=Budget-2013--student-loan-defaulters-could-be-stopped-at-the-border

hi, I thought these links might be useful/interesting to those facing NZ student loans demands- one has a template letter. If you disagree please feel free to remove them. Have a good weekend.

Hi, Try: bailii.org/ew/cases/EWCA/Civ/2009/46.html oft.gov.uk/shared_oft/consultations/OFT664Rev_Debt_collection_g1.pdf nationaldebtline.co.uk/england_wales/factsheet.php?page=25_liability_for_debts_and_the_limitation_act out-law.com/en/topics/dispute-resolution-and-litigation/enforcement/enforcing-foreign-judgements-in-England-and-wales