Just bought a car from Welcome finance. After leaving the office with the shiny car (3 years old) I found I have paid over 3K more then the car was worth. Also there is a big dent on one of the doors which they assured me would get fixed this week. As off yet I have not heard anything and cant get hold of the guy. Can anyone tell me if I have a cooling off period with them? Need to know asap as I have had it for 7 days on Sat. Thanks

Hi, I am looking to reclaim bank charges back from my own current account and a joint account. I estimate in total will be around £2500.00 I have just filled the data protection act letter in but am worried about it affecting my mortgage with them and if they will withdraw it etc. Does anyone know about this? Also, once I recieve stmts from the bank (should cover the last 3 years since I have been banking with them) should I calculate the interest owed or will they? Thanks