Thanks for the prompt reply renegadeimp, I just needed some support (which you provided). Devious and bordering on the illegal spring to mind. I'll ignore all future calls and keep them on my phone as evidence should I need it. Thanks

P.D.C.S is actually Pastdue Credit Solutions Ltd, Registered Company in Scotland (287794) 4 Blair Court North Avenue Clydebank Business Park G81 2LA They are debt collectors, usually utility bills but could be anything. DO NOT ring them back under any curcumstances, thats what they want, to get you on the phone to intimidate you in to paying a debt you may not even owe. That is their only power YOUR FEAR. Just ignore them until they send something in writing that might shed some light on what the debt is I had a phone call from them approx two months ago. A woman with a thick Scottish accent stated I owed £5,000 to a company I took a loan out with, and as a result of falling into arrears, wanted me to pay them over the phone!! I told them not to be so stupid as I didn't recall the name of the company they mentioned I owed money to, and I wasn't paying them anything until they sent me evidence. I told them to send me at my present addresses all the details so I could then see what it was all about. They mentioned my previous address and sounded genuine. I never received anything in the post. Today they text me quoting a reference number matching the same phone number as before. This time it was a text compared to last time which was a telephone call. Any advise to get rid of them please. The telephone number sent for me to contact was 0141 9516448