Hello everyone, I wanted to ask some information and if, it's possible, help. My boyfriend stopped using his silver vantage bank account in July/ August 2012 without closing it (stupid uh?! I know). In September he received a letter saying that he had to pay £70. He didn't have any money so he decided to postpone and postpone it. After a few month we, or at least Me, completely forgot about it also because they didn't send any notice letter after that one. Yesterday I remembered about it and ask him to check how much he had to pay and the ATM retained his debit card (it was the first time he used after august 2012). I told him that we absolutely need to go and fix the situation But I'm really scared that we'll need to pay a lot of money. Why we did not received any letter of notice after September anyway? Thanks