Thanks both! I forgot to mention I did actually check my credit record with Equifax and no sign of anything untoward. If anything I am actually lacking credit history.

Shall ignore them.

Hi all,

I have read a number of the thread on Ruthbridge and could really use your advise on the best action in my particular case.

Received first ever letter from Ruthbridge - It was addressed correctly to my name (unusal spelling), but contained no details about the alleged debt amount or alleged creditor. Just the general 'please call us' bit.

There are 2 things I guess this could be related to: either a storecard for about £50 in 2001, or a disputed debt with the also totally dodgy gas/electric company Spark.

If the latter then it is only about 2 years ago

- I made a formal complaint/dispute to Spark at the time and received no reponse.

At the time I was dealing with a different DCA, who were actually very reasonable and agreed that Spark's actions were illegal and I didn't owe anything.

So - do I send a request for clarification of this so-called debt, or is it best to file it and ignore it?

If they call me, I won't begiving them any info and guarantee I will have some fun with them.

Thanks in advance.