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About reginder

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  1. Thanks both! I forgot to mention I did actually check my credit record with Equifax and no sign of anything untoward. If anything I am actually lacking credit history. Shall ignore them.
  2. Hi all, I have read a number of the thread on Ruthbridge and could really use your advise on the best action in my particular case. Received first ever letter from Ruthbridge - It was addressed correctly to my name (unusal spelling), but contained no details about the alleged debt amount or alleged creditor. Just the general 'please call us' bit. There are 2 things I guess this could be related to: either a storecard for about £50 in 2001, or a disputed debt with the also totally dodgy gas/electric company Spark. If the latter then it is only about 2 years ago - I made
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