Oh right. No I don't think this applies as its only taken around 2 years from non payment to re-possession and even debt collectors asking for the shortfall back. Thankyou for your advice.

What is statute barred? He does not speak to his ex, although his mum Seems to think she took him to court over not paying the mortgage... The mortgage was with (Halifax) and it is the shortfall. They have already sent letter to my address in my partners name asking for the 34 thousand back... :/ thanks everyone.

Another quick one, my partner owes 34 thousand to the mortgage company for a house he owned with his ex partner, the house has been re-possessed would this be included in the insolvency? Thankyou.

Thankyou for your replies. Mind is now at rest.

Hi everyone, My partner has recently had his home re-possessed, the home was mortgaged by himself and his ex partner. he has now recieved letters from the mortgage company stating he owes the shortfall! all of £35000, no mention of his ex partners name? is she liable for this too? or could she have signed something to say she did not want anything to do with the home, as my partners mother seems to think she took him to court over not paying the mortgage?? i know this sounds a bit blurry but i cant make head or tail of it either, and seem to think once you get a joint mortgage you are both liable whatever the outcome. As surely if he refused to pay the mortgage why did she not step in and pay? hence now home repossesed. Anyway my partner is now going bankrupt, will the £35000 be included in his bankrupcy now the home has been re-posessed and sold on by the mortgage company??? sorry but im new to this and want to help him as much as i can, he has buried his head in the sand and let the bills rack up he is also suffering with depression. He has rougly £40000 worth of debt. Thankyou.

even if he pays half towards the insurance as he uses it for work too? thanks.

Hi Everyone, My Boyfriend is filing for Bankrupcy, i have been supporting him through this, however i am posting this thread for advice on myself, My Fiances are fine, I have a HP car which i have paid soley for the past 3 years, The logbook is in my name and so is the insurance. however my Fiance is a named driver on the insurance policy, i put him on the insurance last year. Can the OR take an interest in my car? i need my car for work and use it for business needs so cannot function nor earn money without it. Thankyou.