Hi all, I have been using Wonga for quite a while to keep my head above water as I keep having to redo my loan and increase it to cover my day to day expenses. At the moment my balance owed to them on the 25th of this month is just over £1,000. And my other half has a balance of about £400. I am losing sleep over this and constantly worried, having to use Wonga to buy food. Now comes the difficult bit and I know people will not be happy with what I earn and having to rely on Wonga. My salary (take home) is just over £2,000 so on a decent wage, but it seems after Wonga is paid the bills take the rest leaving me with nothing.. The nature of my job means I have to travel a lot and my company gives me a £500 a month car allowance to cover this, and that money (about £400 after tax) is being taken by Wonga (without this my salary would be about £1,600 take home).. I need to see how I can pay Wonga back over a year or so (could manage about £100 a month) and then I can start putting away the car allowance as my company would not be happy that this money is going to pay off debts and not for the use of a good car. On top of all this, I also have an overdraft with Halifax that has gone over and they are now doing 'Setting Off' so they take about £150 a month (two accounts with them, salary goes into the one without an overdraft). The overdraft is £1,700 I have just opened up a Nationwide Cash Card account so I can get on track with money going into that for salary. Main question is - how to deal with Wonga - I understand they will need an I & E but I feel they will demand more that I can afford. Sorry for the long post.. Tony