kevin.brook
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I am indeed in the same situation. I took out a loan under the same terms for £30K. I was also taken to newcastle county court under the 1974 act as i had allegedly fell 2 months into arrears. However i had not as they has mis proportioned my payments so it was eventually thrown out. I have in the first instance registered my complaint to the Financial ombudsman. But really think this would be better resolved by joint action.
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