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SimonTheMonkey

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  1. Apologies if this has already been covered, but I just want to double/triple check something. I have a couple of outstanding debts with payday loan companies, which I obtained as stop gaps to get through a few problems. I had been paying them back without issue & then saw about the Consumer Credit Agreement. I sent my first request on 4th of January stating the usual blurb about the CCA, but also stating that I am keen to arrange a payment plan should they be able to provide me with the CCA. I included the necessary postal orders & have copies of the proof of delivery inc signatures from their receptionists. On 7th Feb, I then sent another letter - very similar, providing the proof of delivery to them again asking them to contact via post as this is my preferred method. I am still getting texts, voicemails etc - but impressively, they have stopped sending me letters?!?!?!?! As far as I can tell, I have asked for the CCA twice - making it clear that I am more than willing to come to an affordable arrangement when the CCA is provided. Is there anything else I should do at this stage or just ignore the contact & wait on the relevant paperwork? Thanks for any help / advice.
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