Hi , Yes hopefully this will stop them, they have been ''naughty'' in the past and Trading Standards I believe took some action.

Thank you for your help, I can only hope this stops them .

The letter stats £830.49.. Will this stop them, I haven't had any phone calls..just letters and I checked my credit and have nothing on there at all..but as before its no it my surname just 1st name on letters ?

Hi just got 3rd letter from ruthbrige. Saying they willing too give discount on dept! Or they going too carry out more investigations into my financial background??? And they then Go on too say they will take me took court and get a bankruptcy order.... Can they do this and wat do I do? The dept not in my name..

None that I found or know of?

When did you last a make a payment to NEXT

.The surname is my stepfather's that I used in childhood but had too drop when left school I have no legal ties too it. I have not heard from them since sep/Oct 2007 . I told in mail 4 family at address but never had account myself. What do I do now?

It Cabot financial on behalf of mail order .next. They stating that I never arranged repayment but I never heard from them! And it in different sir name ? My 1st name correct but surname different .

Hi I have just received a 2nd letter stating the dept and that they have been appointed as agent By company too recover dept. they talking about going too court if I ignore the letter. And that all costs will be added too said dept. what do I do ?

Aug/Sept 2013 if your dates are right. No need to do anything until the debt is identified.

Thank you it was worrying .

NOT SB yet so ignore ruthbridge for now.

Ok I will ignore but keep all there letters. do I need too contact legal advice ? And when will it b s.b ?

You need to be SURE of your facts Statute Barred = 6 years with no payment or written acknowlegment of the debt (5years in Scotland).

I've have just checked on my credit file and only thing can see is a company I had trouble with back in oct 2007? But have never had any letters or calls since!! The payment I sent was aug/sep 2007. What dose this mean. Is it s.b or do I have too pay them?

You need to be SURE of your facts Statute Barred = 6 years with no payment or written acknowlegment of the debt (5years in Scotland).

I've have just checked on my credit file and only thing can see is a company I had trouble with back in oct 2007? But have never had any letters or calls since!! The payment I sent was aug/sep 2007. What dose this mean. Is it s.b or do I have too pay them?

Ignore them, bunch of chancers on a fishing trip to see who they can hook in. Do not enter into any dialogue with them, do not agree that you owe them, the burden of proof is on them, not you.

That what friend said I was but perturbed because it was in my name ? Thank you for your help, as I think I was told it was s.b if it was true.

Hi I just received a letter from Ruthbrige . Stating that my residence has been identified as forwarding address and I a customer ? And they got info from credit agency, I have no idea about any dept and what too do it says too call within ten days .