Hammersmith w6
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Hello.....update... I have been making direct payments from my bank account to Whyte & Co, £50 monthly. So far I have made 2 payments, despite them not agreeing to my email request to arrange a payment plan without a walking possession order. I just ignored their response and have continued to pay them. Today, I received a letter informing me of their intention to remove goods on or after 21/3/2013 unless I contact their office and make immediate arrangements to pay the debt. I intend to email them as the telephone number listed on the letter is a recorded message only and results in you being cut off once the message is relayed. Also, I am a car owner, however I intend to park my car a few streets away from house. Please can you offer any advice or template as to what I should say in my email response to the removal warning letter? Many thanks in advance.
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Please note that I have made a payment to WC of £50 today. This the email response I just received from Whyte & co. What do you think I should do from here? Thank you for your email of 25/01/2013. As this debt is subject to a court liability order full payment is required and we are not obliged to set any repayment plans. We never refuse payments but we are unable to hold action on the basis of an offer of £50.00 monthly. There are bailiff charges of £24.50 on the account xxxx, Case ID: xxxxx in respect of a bailiff visit on 22/01/2013. The Levy and Walking Possession given is a potential amount. Regards, Whyte & Co.
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This is what I emailed Whyte & co (the bailiffs): Dear XXXX Thank you for your email. Gathering from the legal advice I have obtained, I am not obligated or obliged to enter into an walking possession agreement with your company. Whyte & Co can agree to a payment arrangement without a need to levy distress at this stage. As stated in my letter dated 22 January 2013 (attached), I can agree to pay £50 per month and am happy to review that payment arrangement in the next 3 or 6 months. I am and want to pay off this debt but can only do so by making the payment agreement above my first payment will be made on 28 January 2013. This will be paid by bank transfer into your account. If you are not happy to accept my offer, I would expect for the monies to be refunded back to me. Also I have noticed that you have added a distraint and walking possession fee to my account, could you explain why this has been added? I look forward to hearing from you. Kind regards
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No they have not seized my car. Also I spoke to the council and they have informed that once a debt has gone to the bailiff they will ask for the debt to be returned to them. Only the baliffs can return the debt back to the council.
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I received the following email from Whyte & Co today. What should I reply back: Thank you for your email. Now that your case has been referred to us for bailiff action, we can only enter into a payment arrangement following a bailiff visit to assess the situation. We will need to levy distress (legally seize goods) and enter into a walking possession agreement. This means that providing you maintain the payment arrangement, no further action will be taken, but if you default the goods that have been seized are liable to be removed and sold to discharge the debt. You should contact this office to make an appointment for a bailiff to visit. If you do not contact us bailiff action will continue anyway and you are liable to incur higher charges as a result. Regards, Whyte & Co.
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I received a hand delivered letter today, it was there when I came home from work. It's a Notification of Intended Seizure. Whyte & Co have added the additional costs see below: Amount: £1,765.24 Attendance fee £24.50 Distrant fee: £73.00 Walking possession: £12.00 Total: £1,874.74 I have used the letter template kindly given by Cagger, which I have emailed (tonight), and will fax them tomorrow from the local news agent. I am going to the Citizens Advice tomorrow (hopefully I will be seen). Then I am going to the council. I will keep everyone posted with my progress. Many thanks for everyones assistance so far.
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I am going to see the Council tomorrow to get a statement of my account, liability orders etc and book another appoint for the Citizens Advice Bureau.I will write up the letter tonight (re: payment offer as above or below not sure which).I do own a car which I park around 500 yards from my house (around the corner), is that far enough?Also should I omit that line about 'not owning a car'? I have a car permit and my details are registered with the Council, is this something that they can find out from the council?
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I live on my own, only one income in the household.
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Just to clarify: I will pay the Council a total of of £140 monthly (this includes £90 for the actual council due for the rest of the financial year 12/13).
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I had so much other debts and I fell behind, the debts relates back to previous years which have now been added together. I would like the council to take it as they wouldn't accept my additional offer to make a payment plan that I could realistically afford. They said that in order for them to accept my reduced payment plan offer I would have to go to the Citizens Advice Bureau and get them to write me a letter and they gave me 7 days to so. I was unable to make an appointment within the 7 days. I would prefer to deal directly with the council instead of the bailiffs as I will not incur further charges and threats.
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Okay, please post without the attachment. Many thanks.
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Thanks for speedy response.
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]I was in arreas with my Council Tax (with Hammersmith & Fulham borough), due to late and non-payments and my account was passed to the Magistrates Court who issued a Liability Order, and have now passed my account to Whyte & Co Bailiffs (WC). I received the attached letter from WC which states that my case has been referred to the bailiff who will be calling me shortly. And that I am therefore adviced to contact the bailiff directly to discuss the matter (name of bailiff and mobile number has been given on the letter). The letter further states that failure to contact the bailiff will result into further visits to my address and could result in the removal of goods to satisfy the debt due. [ATTACH]40897[/ATTACH I have checked on WC's website by putting in the Case ID number (which was quoted on the letter) along with my council tax reference number. It states that I owe £1,862.74 and that I must contact the bailiff directly to set up payment arrangements. What I need advice on: 1 - I want to set up an instalment plan to pay £50 monthly (until the debt clears), however I do not want to contact the bailiff as I have read and understand that he will want to enter my home and demand that I sign into a Walking Possession Order. 2 - What should I do? Should I telephone the main WC office and if I can set up a payment plan? Or should I write them instead? 3 - Is there a way that I can get the debt transferred back to the local authority and set up a payment plan with them instead? Please help I'm so worried that I will get another letter or worse a visit as I know that each step the bailiff takes means that they are adding more charges.
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