I'm not too sure, because it seems that the sum of the money adds up to the cost of the Fridge Freezer plus the extortionate fees they charge.

I would like to give you a bit of insight to this. Way back in Early 2007, I bought a Fridge Freezer from a Catalogue, and paid it off in 2 or 3 payments. Simple, right? I received a letter many months ago by a company called Arrow Global, asking me to contact them regarding a personal matter. I disregarded it after I researched who they were. A month later, I received another letter asking for money (£542), again disregarding it. A month after that, I received another letter DEMANDING money, again, it was disregarded. At this point, I worked out how much the Fridge Freezer was, and read a few forums to get the sort of admin Fee's charged from debt collectors. Funnily enough, it came to £542. I heard nothing for 4 months, then 5 weeks ago, I received a letter from Debt Managers LTD asking to contact them regarding a personal matter (yawn). I disregarded it. Three weeks ago, I received another letter saying I have to pay this debt (that £542 figure appeared again). However, today I received a letter saying that they are sending doorstep collectors to get the money. Now, I have checked my Credit Report on Experian, and there is NO record of any outstanding debt from anybody, let alone a catalogue. One thing to note is that the letter comes to a name which is slightly different than mine. My first name is a double-barrel name, and these letters only have the first name. All my ID has my double-barrel name. Any advice? Thanks