Hotlipspamsy
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Had been paying £5 per month to a company since 2006 - I foolishly fell victim to after initial threatening letters back then and succumbed without even asking for evidence of the original debt (I was in a bad place) After a couple of rock bottm years 2002/3 I did have a couple of debts but thought they were resolved so when I started receiving threatening letters from Aktiv Kapital/call serve I just agreed to pay the small amount to get them off my backs. After paying them since 2006 and being slightly wiser I stopped the DD to find out who this company are and why I am still paying after 6 years. The threatening letters started up again and said I had defaulted on our agreement and unless I paid the £1269.00 in full they would send out a debt collector to my address. I replied in writing stating that I wanted and needed clarification of the original debt as although I have been paying for 6 years I have no idea what I'm paying for. They replied with a list of my £5 payments dating back to 2006 and that the original debt was for a comet account in 2003. They also said I need to send a£1 to get the original agreement. I replied with a £1 standing order asking for this original agreement and that's where I'm at now. Could you advise where I stand with this company and as I was foolish and scared enough to start paying them back in 2006 does that mean if they reply with the original 2003 agreement the debt starts from now?
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