Sounds exactly like someone my company had dealings with - but they weren't called Final Demand Ltd. Sounds like the same people though!

Been to the small claims court myself and believe they are as much use as a chocolate fireguard.

But don't let me put you off you may have a better experience!

Its not a fine!!

you can IGNORE there beg letters and don't pay

Exactly! bunch of chancers so just ignore. If they keep sending letters or phonecalls tell them you are going to the police because it is harassment.

Whatever happens DON'T give in and pay up.

I'm New also! Welcome!