Hi Thank's to everyone so far. The Loan is a Secure Loan...taken out approx. 7 yrs ago. I was making the payment up until 4 mths ago in full, however I had some financial difficulties. I contacted them for HELP, when I was told an outstanding balance which didn't seem correct. I immediately requested more information from them, they DIDN'T RESPOND TO THIS. I had telephone calls from them on a daily basis, this got very frightening. A friend saw my distress, he suggested that I send for a Copy Of the Agreement, The Default Notice, Termination Notice, Statement Of The Account. But, I've yet to receive any of the above, all I had in response was a request of a specimen signature/passport and lately a letter from RESTON Solicitor's. I've not got a copy of my CRA File, but will request this shortly. I've got arrears outstanding of approx. £1100 to date. I'm unsure whether are not I've paid PPi or any other charges, hence the request of my Statement. Thank you, all again.

Hi Andy Thank you, for your reply I'm sorry, I did send off the CCA letter, that was my mistake. Likewise the account will go into dispute 28/1/13(Account Dispute Letter) A Income & Expenditure form have been enclosed with the solicitors letter. I've got until the 7th Feb. before they start Court Proceedings. The letter is remaining me that...... quote.... 'The Bank Holds A Legal Mortgage Over My Property'. Kind regards LC

Hi Could you someone HELP!!!! me with the following problem I've been encountering with the above joint parties. I've sent off a letter requesting a copy of the Credit agreement(CPR31.14) to Endeavour Finance..8/1/13, I've been strangely asked for ID ({Passport/ confirmation of my D.O.B/and specimen signature....I'VE NOT SENT THIS. However, I will place the account in DISPUTE on the 29/1/13, I've since received a letter from RESTON SOLICITOR'S advising me that the account is TERMINATED and full payment is due. They also remained me that there is a CHARGED ON MY PROPERTY and may take Court Action..... I've not receive a TERMINATION NOTICE, and the original request is still outstanding. CAN ANYONE ADVISED ON WHAT TO DO....I'M WORRIED ABOUT LOSING MY HOME...... HELP....HELP....HELP....PLEASE