Are their any unsecured borrowers that have been asked to sign an agreement to pay the "shortfall" that have advice to be shared/discussed re the legal position "duty of care" please post details Joosepi. ( 0nce Northern rock release the charge on your property the balance becomes an unsecred loan) I think Northern Rock should accept the part they played in giving the overvalation mortgage traps they created. Rgds J

Hi Delboy I too have suffered a loss by overvaluation by Northen Rock, I have long thought that they are legaly responsible for creating my losses. I am interested to hear if you have had a reply on the subject. Do you have a copy of the court transcript in Forster & Outred? I have done much research and cannot find any court decisions relating to overvaluation by a building society and any legal outcomes in such cases. Can you update? Rgds Joosepi