thankyou 4 ur reply,begining think its was sumthing i said with getting no replys of people,i will ring first thing 2m.......and thanks sarah.

hi guys ive just looked at my claim on money claim,as its been 3 weeks and not heard anything and its come up claim suspended,could sumone let me no wot the hell i do now as it states i can take no further action,im realy confussed now as i did everything by the book,ie the 2 letters to the bank,got the fob off letter then sent the lba....heard nothing so went ahead with money claim,im now stubbed....thanks sarah.:-?

could anyone help me,i started my claim with moneyclaim 11th sept,i recevied a letter stated the bank had 7days to comply,its now well over that,im just wondering if anyone could tell me what happens now,do i just leave it the moneyclaims hands now and wait thanks sarah x

well waited well over the time limit with the bank,so just had a spare 30 pound in my bank to pay money claim,to start my small claims,could anyone tell me how long it takes for it to go to court and things start happening,got to say im bricking it a bit now ive started my claim,just hope i get somewhere with it!!!

hiya,hope u go on ok,n as 4 the 3 pound,i no the feelin i was 1.28 over n the SWINES took 30 of me,goodluck,sarah x

oh rite,didnt think it wud av been that quick,i was just goin do it online next wek,just thought id giv them till then lol,then they r havin it,i hope u go on ok,i luv hearing people who av got there money bk,i just hope we av the same luck x

hiya,go on 2 the libirary part n they r all there x

oh rite,so ur a bit in front of me then,so wen u put ur claim in with money claim,how long does that usally take x

thanks,if u dont mind me askin how r u goin on?

oh thanks 4 that,i was gettin a bit worried lol,so would u say its time 2 start money claim now.thanks sarah x

hiya,wel its been 3 weeks now since i sent my LBA letter,ive heard bugga all,the only letter i did get was my FOB of letter,so ive done all the steps now,so is this where the fun begins,ie money claim,just carnt understand how sum people are gettin offers as soon as they send there first letters,oh n could sum1 just tell me,as my account stands im 200 pound overdrawn,is this goin make any diff,just been a bit worried as ive got put my hoilday money in the bank in a few weeks,n knowing my luck,they will prob just swipe it,thanks sarah x

thanks,4 the reply,ive just wrote my LBA,letter out,so should i send it to the address on the fob of letter they sent,or should i send it to my branch,because it seems like my branch just pass it on to the customer relations unit....thanks sarah x

Today i received a letter of my bank stateing that they belive that there charges are fair,reasonable and transparent,and that it complies with applicable laws and regulations,then go on and say they have considered and responded to the office of fair tradings statement of the 5th april.and say that we do not accept the office of fair tradings findings in relation to credit card fees,then go on to say.we are concerned that the OFT has publicly called into question the setting of charges appiled to other products including current accounts.OFT has restricted its investigation to credit cards and make no attempt to consult with the RBS or the industry in the relation to other,entirely different products.consequently,against that backround,we must differ with the views expressed in your letter and will not be refunding any of the charges applied to your bank, so realy they r saying get stuffed,so is this where i go with money claim now,and could any1 let me no if they av ad any letters like this....... Thanks sarah x

thanks guys,i will get straight on it yet again lol,n i wil keep u posted thanks again sarah x

ive just had a look at the lib,and noticed what ive done,ive sent the LBA first,crimes i hope its goin be ok,ive just read then as they av gone down the list,so it looks like ive jumped infront,if any1 can help me out then i would be realy happy thanks sarah x

The letter i sent is the first ive sent,ive just rang the bank,and they said it would have gone to there legal department,i asked for there num and they said they didnt have it,yeah rite i thought,the letter i sent was stating how much they had charged me,and i gave them 14days 2 get back to me,i dont wnt sound daft but which is the LBA,n do i send that 2 my branch? thanks sarah x

could anyone tell me,should i ring my bank,and just see why ive not heard of them,our just go straight to moneyclaim,i wished i sent the letter and statements recorded deliv now dam blast?

thanks 4 a fast reply,what i did was i went down to my bank and handposted the statements,when it was closed lol,got a bit nervous i suppose.

well its been 14days since i asked for the money back,i sent copys of all my charges and the letter stating they have 14days,before i take action,so could sum one tell me if this is the right time to go ahead with moneyclaim,ive not had one letter back regarding the letter i sent to them,please help

i no this as prob been asked 100 times,ive just asked my bank 4 the last 3 years of charges,they charged me 5 pound,which i do think they av a nerve,i worked it all out and it came to 1500 in charges,i wrote them a letter askin for the money back,with a copy of all the charges,and asked the RBS,to reply within 14 days,our i take legal action,im i doing right so far, thanks sarah x

hi,ive just joined in with my claim against RBS,ive asked for my 3 years of charges which they have sent,and ive now sent them my letter for a full refund which was 24th june,so im keeping every thing crossed at the moment.so goodluck.