HI Andy

I'd be guessing here - but maybe 4 years without acknowledgement/payment - and then the CCJ happened just over 2 years ago.

I'm going to contact the courts and see what the dates are exactly, and maybe speak with the original creditor and find out exactly what's what.

I'm tempted to make a monthly offer to them (£1) - but having read multiple threads on here - they tend to ignore those.

I have a CCJ for an old debt - an ex applied for some PayDay Loans in my name (whilst we were together) and this is the hangover from it.

The CCJ only came to light around 9 months ago, when out of the blue I got a phone call on the office land line and it was TM-Legal...

I have no idea how they got the number, or where I worked - but I took their details and called them back in private - and gave them my mobile number, and told them I wanted any future communication to be done by post or email.

The guy was a bit arsey - and said they don't do that... but aside from 1 letter my home address, a load of emails and the occasional text message they have left my work alone.

I haven't made any contact with them or replied to their emails/texts. Today - I got the following text message:

Dear XXX

We may try to contact you at work soon, so that we can work with you to find a resolution.

Call 01253 531 016 to discuss your options or make the payment via your online account.

Regards

Tm Legal Services

Your Ref: XXXX

Just because I'm not replying to them doesn't give them the right to make threats to contact my employer about my personal debts does it?

The amount owed is: £2,367 - which I'm guessing has interest and fees on top. I think the original amount was under £800...

I spoke to the courts 9 months ago, and I'm fairly confident they sent the court documents to an old address (hence why I knew nothing about it) - and that was some years ago.

If I got the CCJ set aside - and the original debt was over 6 years old, can it become statute barred?

What enforcement action could be taken if I continue to ignore them - and are they legally allowed to contact my work number, despite having a mobile number (just because I'm not picking up)?

Thanks

Hey - got money back in the end. Think it was only because of the bad press he was getting over Facebook than him being a fair trading busines man. Buyer beware...

I will do - the latest is it's going to happen in the next 3 hours (we've heard this before mind...) else we start action.

Thanks for your help - the archived web page will prove useful

Looking at that - I bet they don't even adhere to any fire regulations. Just cheap chinese tat.

We have made things a little personal, there is one person who has been texting (number on website, so fair game in my eyes) who made a mistake in a post and linked her personal facebook page. Turns out she's on probation as per one of her status's.

Scared her a little by saying she's knowingly helping a business defraud a customer by giving us the run around and telling us things that aren't true. She seems a bit panicky now. Could be interesting.

I think this could be your man as well – http://www.ebay.co.uk/usr/kriding2015?_trksid=p2047675.l2559

 

Feedback of only 81% out of 19 trades.

 

He seems to have stopped trading there as well.

One of the comments was delivered at midnight - this is certainly sounding like him!

Luxury Living International Limited

Unit 21 Stone Holme Road, Rossendale, Lancashire, BB4 8AX

Private Limited Company with Share CapitalCompany no. 09978726

Overview

Status

ACTIVE

Incorporated

1 February 2016 (2 Months Old)

People

1 active directors & 0 active secretaries View All People >

Mr Shahzad Mirza

Annual Returns

Next annual return made up to 1 February 2017 due by 1 March 2017

Accounts

Next accounts made up to 1 March 2017 due by 1 November 2017

The individuals name.

Because they both have exactly the same name... I found the company on companies house by searching that name....

Domain name:

ll-uk.co.uk

Registrant:

Shahzad Mirza

Registrant type:

Unknown

Registrant's address:

Unit 21, Brittania Mill Stone Holme Road

Crawshaw Booth

BB4 8AX

United Kingdom

Company House results show this gentleman operating at the following address - for Luxury Living

Unit 1, Whitefield Mill, St Marys Street, Colne, Lancashire, United Kingdom, BB8 7BA

Role

Director

Date of birth

February 1977

Appointed on

1 February 2016

Nationality

British

Country of residence

United Kingdom

Occupation

Director

Am I breaking rules if I post names/addresses on here?

It's not privileged information - it's information that's freely available online.

Yes that's the one

Ok, I am going to see my brother tomorrow. I've asked them to make a diary/timeline of all the phone calls they've made (well the ones that have been answered anyway) and a brief description on what was discussed/said.

Having just spoken to him, I have wrongly assumed he'd recorded a phone call... so we only have one recording (which for me is incriminating enough) and calls are going unanswered. We have a raft of text messages from some of the mobile numbers advertised on the Website which promise a refund and to me acknowledge the sale.

I could mail or text you the recording if you have a number/email addy and you can tell me if it's enough?

Again thanks for taking the time to read this, you guys are saints

Thank you for taking the time to write a detailed response.

Just to clarify - it's Luxury Living UK - the Director on companies house matches the /whois info for the website - and only after name dropping him did I seem to get responses. Their credit rating (I had the Director of the business I work for check) is very good - though they are newly formed.

I know too well that cash on collection isn't ideal - but this was my younger brother who is a little more naive.

As far as further phone calls are concerned - the latest my brother had (which I think he recorded) he said something along the lines of 'You know what yeah, lets take it to court we love playing in court'.

Regards

Wayne

Good Morning

I apologize if this isn't posted in the correct section.

Long story short - my brother purchased a sofa from an online retailer, it was delivered cash on collection, couch was in 'boxes' - when opened the couch was badly damaged. Damage was reported within 5 minutes of delivery, the company ignored and blocked calls from my brother and have refused to do anything about it.

We contacted them from a different number and managed to speak with someone who initially offered a refund less delivery (I quoted DSR - as this wasn't a return of unwanted, it was return of faulty) and they then backtracked and said the couch was 'shown' to the customer and they had damaged it.

Fast forward a few well worded text messages back and forth - we get an angry call from who I presume was a manager or director - at 1st saying he'd refund, then maniacally changing his mind mid way and saying 'you haven't got a purchase order or invoice, you haven't got a leg to stand on - you haven't got any proof you bought it from us' - which I managed to record

Now he's taunting my brother, he has made a few promised to collect and given several times - one at 1:30am and to wait up.

He waited up and nothing happened.

I am at a loss as to what to do - I have contacted Citizens Advice (as they have to hand over to trading standards) - but haven't had a response.

Here is an email I have sent to citizens advice - it goes into a bit more detail, maybe a little ranty...

My brother purchased a sofa from Luxuy Living Limited - which we discovered on Facebook.

Their web address is: ll-uk.co.uk

They arranged contact through one of the mobile phone numbers listed on the website, and delivery was made on Saturday 2nd April.

Upon delivery, cash was paid. The sofas came in 'boxes'.

The delivery agent briefly broke apart a section of one of the boxes to point at fixings to explain how they clasp together.

All seemed well, the drive left and the couch was 'unboxed'.

We discovered damage immediately to one of the couches - and made contact to all of the mobile numbers on the website. This was literally within 5 minutes of delivery happening.

After being unable to speak with them, we sent some text messages which were not responded to - and further attempts to call were unsuccessful.

My brother called me to speak about the problem - and I attempted to call and was able to get a response. It would seem they blocked calls from his number.

I'm a little more savvy and wrote a number of constructive texts explaining their obligation as a business - and have received a number of responses.

Initially they said they'd refund minus delivery costs of £70 - which I explained was in breach of DSR as we are not 'cancelling' the order because we don't want it, we are returning because it's faulty.

After I challenged this, they claimed the couch was unboxed and shown to the customer - and the damage had been caused by them. I challenged this and asked if they had anything signed or any photos to show this - as it's unlikely that they'd cause a manufacturing defect within 5 minutes of delivery.

A few more texts back and forth and they made a promise to refund on Sunday 3rd.

They waited in all day on the 3rd - nothing happened.

By now we'd been back and forth with texts - and received a phone call from an angry gentleman who I believe was the business owner - we recorded the last minute or so of the conversation.

He said he'd sort it, and it would happen later on Sunday night or Monday morning, then in the same breathe told us that we didn't have a leg to stand on because we didn't have a purchase order or an invoice. After explaining we have phone records and a raft of text messages discussing the sale and refund from a number listed on his website - he laughed and said he'd change numbers.

We have screenshotted data from his website.

We are getting absolutely nowhere and this company has behaved despicably.

Yeah, was a wrong letter in the wrong Reg number. It was swiftly corrected - but obviously threw a blip out to the DVLA. Just spoke to the Courts - need to get a few bits of pieces together (which they already have!) and see if we can get them to re-open it. I'll post on here with outcome in due course.

We're married now - and the debt is in her maiden name. We list together in privately rented housing - would I have to declare my income the bailiffs seeing as they're non-the-wiser of me living there our our marriage?

There is a contact number on the letter (which wasn't even enveloped) - should I hold off speaking to them until I speak with CAB?

My wife received a fine of £300 for owning an un-insured vehicle. The court date was on a working day and couldn't take time off work to attend. We sent documents to state this was merely a typo and was corrected the same day - however wasn't good enough.

Just had a knock at the door, wasn't expecting visitors so didn't answer it - and had the following posted for my Wife;

FINAL NOTICE

DESPITE PREVIOUS NOTICES AND ATTENDANCE(S) YOU HAVE FAILED TO PAY THE OUTSTANDING SUMS DUE. TAKE NOTICE THAT UNLESS FULL PAYMENT IS MADE IMMEDIATELY I SHALL REMOVE YOUR GOODS FOR SALE AT PUBLIC AUCTION:

After 7pm Today

Balance due as at today: £625.00

IF PAYMENT IS NOT MADE IMMEDIATELY YOU WILL BE LIABLE FOR SUBSTANTIAL ADDITIONAL COSTS

The balance has escalated outrageously and I simply don't have the money. I've read up about Marstons and can't see them accepting any affordable payment plans that won't bankrupt me.

I thought the Mrs had sorted something out with the Courts to pay this but clearly she hasn't.

Is there anything I can do to make this affordable?

Ok! i have looked into this.Simzter - you did sign the fairs fair document that stated the vehicle did not come with any service history, therefore as per the T&C's on the Drive Happy Application form, if there is no service history, then service your vehicle within 6 months and 6k miles, however you have not done this, in effect making your guarantee null and void.HOWEVER,When you purchase a Drive Happy Guarantee, you are entitled to free servicing, and you are booked into our service centre on 17th July for your free service, i have been to the service department and asked them to use this service as a 'revalidation service' therefore you have nothing extra to pay to make your guarantee valid once again, although, anything noted in the service such as general maintenence, as with any services, the cost will be down to yourself.I hope this is the outcome you were hoping for.ThanksLinzi

Linzi, your concerted efforts are duly noted and genuinely appreciated.Thanks to everyone for your support, and a +1 to Carcraft

Linzi, Thank You.Any genuine help will be massively apprecaited and documented back on here.I'll inbox my reg.

Unable to Inbox, lack of posts.Hi Linzi,As reqeusted, my vehicle Reg is:MV08 SWYI beleive we've been booked in for Tuesday 17th July at Rochdale.Kind Regards

Remind me to avoid Carcraft at all cost! Every time I have bought a vehicle from a reputable dealer they have serviced the vehicle first.

Check my post below - when I bought the car they told me they'd serviced the damn thing.#Vexed

Hi,I don't beleive I have any stamps in the service book (surprise) - however there is a leaflet from a garage with a few boxes ticked for services carried out, one of them saying "service indicator reset"Attached within is also a shiny new battery for my keyfob.On the same leaflet, it advised that the next service is due at 26k miles.Would this count as evidence of a service?How much is a premium service?When I 1st purchased the car, I couldn't drive it away the same day so had to return to pick up the car 3 days later, then a week later I received a phone call to say that Carcraft had filled in the paperwork incorrectly and we needed to return to sign some new forms.3 trips there and back from Bolton to Rochdale.It's been an absolute nightmare from start to finish, and this is simply the icing on the top of a very grim tasting cake.I'm pretty sure when I bought the car, the salesman assured me the car had had a x point AA check, full service, valet etc.I'd hate to think that he used the word 'service' to prompt a sale.Hmm...I appologize for my tone, I'm so frustarated I'm genuinely considering simply not bothering. I can't afford to pay extra monies to have my car serviced which is why I asked for the extended warranrty.The warranty seemingly would serve more purpose if I recycled the paper it's been printed on.

I bought a car from Carcraft 10 months ago.

It's done 31,200 miles. (Renault Megane Dynamique, 2008)

The mileage clock on this car has a countdown beneath it - which I assume is for the miles to the next service.

It's now displaying 800 miles.

I assume this is a service countdown indicator? I maybe wrong.

The Service Due light has just come on the dash.

I rang them to book it in - however because I neglected to take it in within 6 months they're talking about 'Re-Evaluating' my warranty.

Sounds like they want money to me.

The terms and conditions state that 'If you're not sure whether your car has been serviced before,

it needs to be serviced wtihin 6k miles or 6 months of purchase, whichever is sooner"

- Otherwise servicing could be done within the manufacturers guidelines.

The thing about this car is, it shows you how many miles you've done since your last service

- and at some point someone has been and 'reset' the Service Indicator

- meaning it's surely been serviced?

I can't find any service stamps in the book,

however surely if the computer has just popped on saying it needs a service,

would I be able to argue that the car was serviced within the last 6k miles

- exempting me from having it done within 6 months of purchase from Carcraft?