Thanks for the advice, dx. I have every intention of paying off what I owe, what I don't want is SLC having the ability to put up the amounts they would be able to take out of my UK bank account by piggy backing on a HMRC direct debit. I pay them what I can through their online app. Because I am abroad they are voluntary payments but I was wondering about if anything changes when you start making Class 2 payments from a UK bank account, tried looking for info on the 'net but couldn't but very happy about what you wrote above, thanks very much for the info and have a great weekend!

Hi Dx, I started in 2003 and I graduated in 2007. So, it is plan 1. Cheers!

Hi everyone, I wonder if anyone can help me. I have started making voluntary payments towards my pension as I am working abroad and am paying Class 2 payments. I also have a student loan from SLC, what I would like to know is if SLC can piggyback on the back of my direct debit with HMRC and take out money from my account in student loan repayments? Thanks in advance!