3cont) a) Do credit unions have internet banking? If so, please name one and I will look at their overdraft policy. b) The cooperative bank does charge £20 to set up and renew an overdraft on 'current account plus' account but that is probably the better of all evils as its interest free for a year then I assume you pay £20 again for the next year. Its still a bank though and its still out to rip us off: Put in www coperative bank and add this to the end of the link to get their charges: /cfscombi /pdf / Current_Account_Plus_Account_Charges_011009 .pdf (i cant add links yet because my post amount is lower than 10) Another thing to not is you have to pay in a minimum of £800 a month

I would like to ask a few simple questions. I would be grateful if you could answer them for me. They have probably been answered before but It feels like an endless search in the forum threads to get answers. Asking clearly is just easier. 1) As of 02/06/2012, can I reclaim extortionate unauthorised overdraft fees and Paid item fees? 2) If yes, please explain exactly how I can do so. 3) Are their any banks in the world who do not charge unauthorised overdraft fees? Who are they? Thank you in advance.