Hi Kay, I have a similar position to you with Restons/HSBC. I have received a county court claim and sent the acknowledgement of service back, I have 14 days from now, with this. I can't see all your links, I think this maybe because I have just joined, I don't know. I wondered if you had any advice, given where you are. I had an agreement through Payplan and they seem to prefer you to accept the claim, then argue any attachment if it is persued. Is the way you dealing with it working out? I'm not sure what to do.