I've had no emails but one call and text a day which I'll be honest I haven't responded to because I've been bricking it. The charge they say on their website is now 697 and I haven't paid anything off yet. To be honest when I lost my job I just did the stupid thing of just living in a bubble and ignoring everything!

Hi same as everyone here I'm having some issues with Wonga, I have drafted up the following email to them I just wanted to ask you guys if you though it had any chance of working? To whom it may concern, I have an outstanding balance with yourselves from a loan of £360 I took out on February 27th. Since taking out the loan I was unfortunately made redundant and I was unable to make the payments. I have finally got a new job lined up but it is at a drastically reduced salary and as such I need to make a repayment plan with yourselves. Due to my changing circumstances I am only able to offer £50 per month for 10 months. This will bring my total repayment to £500. While this is not what you are currently requesting from me I feel it is a more than generous amount as it pays off more than what I originally owed and more than what you were originally going to charge me. My job is heavily commission based so once I am earning properly I will pay back more a month to clear the balance quicker If I am able. Please reply to this email by the 24th of May as I intend to make the first payment on the 25th of May. Regards, If you could let me know whether there is anything else I should add that would be great! Cheers!