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kerrylincs

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Everything posted by kerrylincs

  1. Yes now applying for council tax benefit the arreas are from when my partner was working but had to take time off due to breaking his back and I was only working 12 hours a week we didn't realise then that we qualified so got behind.
  2. I rang the council on advice advice from the cccs which is free debt advice like the cab the council agreed to hold of the bailiffs while i put together a expenditure form with the cccs which is to be sent to the council and from that they will decide repayments.
  3. Thankyou for everybodys reply i contacted the cccs and they have sorted it for me! arranged a repayment plan with them funny how they would let me do it though but they did them but glad its sorted now and yes was for council tax
  4. i am also thinking of just going out for the day so i dont have to hear them knocking will my property be safe if no one is in the house?
  5. When he came on tuesday he said if i dont pay he will send it back to court for commmital hearing i said i will see what i can do then when i rang him today i told him he will just have to send it back to the court for a commital hearing he then said he said no such thing and will coming round to collect goods, he also then asked me if it was me he saw in town after he had been round pushing a pushchair?? i informed him i dont have a baby and i did not leave the house after he came was he trying to scare me into thinking he was watching me?? the main thing i am worried about is he came at 8.15am last time while i was getting my children ready for school, i do not want them exposed to this kind of thing and if i ignore the door they will be wondering why i am thinking of taking them to breakfast club tomorrow which is at 8am so they dont have to be here, if i ignore the door will they start shouting through the letter box or anything? i suffer from anxiety aswell and sometimes feel afriad of answering the door to people i do not know and this is just making me 10x worse!
  6. thanks for your reply no ive not signed anything with them and i have not let them in at all, i just think hes being totally unreasonable i asked him for a few extra weeks to get the money together and he refused
  7. Hi, i had a bailiff round yesterday who gave me a bailiff removal notice with a liability order and warrant of execution letter, he stated that i need to pay £500 of the balance on thursday, (tomorrow) before i can agree repayments with them, i rang him today and told him i just cannot get that amount and i have tried everything to get it, he point blank refused to help me out i pointed out to him how does he expect me to get £500 in 2 days when i dont even get that a month on jobseekers altogether! i also told him that i have nothing of value to take (which i dont) and he said that will be for him to decide, i also pointed out that just about everything i own is on hire purchase , my bed kids beds kids drawers my drawers the tv (i have proof of this) he told me he will still take items of value even though they are on hire purchase i didnt think they were allowed to do this?, i rang the council and asiked if there is anything they could and they said no not now it is with the bailiffs. i dont know what else to do i am on jobseekers at the minute as my partner was laid off at christmas i have no savings and no credit card to pay them what right do i have? and what right do they have? can i please ask for an urgent reply as they are coming in the morning o and total balance is £1986 it is for council tax arreas
  8. i dont have the OSC on anything i made sure they took that off as it nearly doubled my payments, can you help on anything else?
  9. i currently have several items with brighthouse with a weekly payment of£32 i recently got into arreas with them currently 6 weeks behind i have had the goods for around a year some of the items 2 years i would like to know where i stand, sometime ago not sure exactly how long ago roughly 9-12 months i renewed the contracts as i got into arrears before i was not told at the time of signing the agreements that the other ones i signed would become void ( 1/3payment protection and other things) i stupidly thought they were just helping me out, also i did not recieve copies of the new agreements but i still have copies of the old ones. i am not out to just not pay them at all i just cant afford to catch up on the arrears owed but if i offer to pay anything that is part payment they wont accept it also i get charged again if i only make a part payment i owe around £180 and i have £100 sat here that i can give them that they wont accept saying they will only take full payment of the arrears owed, i just cant afford this yet at least not for another few weeks until all my money has been sorted (partner was laid off) they are constantly ringing me and knocking at the door and im finding myself hiding in, i do not know what else to do, the men they send round are always rude and pushy asking to come in, i also had to have ago at them because they were discussing my account with my partner are they allowed to do this? i just need to know what right i have as a customer thanks in advance
  10. If this is not in the right place can it be moved? im not sure how to make a new thread? i currently have several items with brighthouse with a weekly payment of£32 i recently got into arreas with them currently 6 weeks behind i have had the goods for around a year some of the items 2 years i would like to know where i stand, sometime ago not sure exactly how long ago roughly 9-12 months i renewed the contracts as i got into arreas before i was not told at the time of signing the agreements that the other ones i signed would become void ( 1/3payment protection and other things) i stupidly thought they were just helping me out, also i did not recieve copies of the new agreements but i still have copies of the old ones.i am not out to just not pay them at all i just cant afford to catch up on the arreas owed but if i offer to pay anything that is part payment they wont accept it also i get charged again if i only make a part payment i owe around £180 and i have £100 sat here that i can give them that they wont accept saying they will only take full payment of the arreas owed, i just cant afford this yet at least not for another few weeks until all my money has been sorted (partner was laid off) they are constantly ringing me and knocking at the door and im finding myself hiding in, i do not know what else to do, the men they send round are always rude and pushy asking to come in, i also had to have ago at them because they were discussing my account with my partner are they allowed to do this? i just need to know what right i have as a customer thanks in advance
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