Hiya everyone, I'm just about to sent my first letter to FD i;m a bit worried about it all (and whats the bset way to send the £10?). I am in to prosses of setting up a new account with a diffrent bank and it will be hopefully sorted by next moth . The bank charges are really getting me down, I have veen charged £195.53 this month alone, its just turning into a repetative cycle each month. I getting so down about all this. i cant even afford to pay all of my rent this month. any help and advice would be greatly appreciated. Thanks in advance

Good morning all. I have got my slelf into a pickle with First Driect so going to try and claim back my charges, any one elses had dealings with them? Sally from Birmingham:D