I will be posting that to them on tuesday .will let you know the outcome .I am sure i will be back on the forum very soon with more questions for you , and once again thanks for your help .

Thanks for the information . I have filled in the form and emailed .Do i now need to post in the tc846 form stating we have new information ,being that we did not know we could have a copy of telephone conversation, And that the tax credit award states total income and not joint total income as stated in the decision reply letter. And will that in turn put the repayment on hold as they have asked for the overpayment to be paid back by 27/05/2012 . THANKS AGAIN FOR YOUR HELP

Hi i have searched on HMRC website for S.A. R but can only find documents relating to staff use, for them to use. Does the form have a number which i can search for. or a link to it . thanks

Hi should i send payment for the subject access request at the same time that i send in the new tc846 form .

Hi I take it that what you are calling disregard (Another thing you could try is to mention the disregard) is some sort of security so overpayments dont happen? .Can i ask for a written account of the phone conversation my wife had back in 2003. Or do you just have to take their word on what was said .

My wifes salary was reduced so expect an increase in tax credit ,my dispute is that it states total income not joint total income as HMRC has stated in the letter to me in reply to the tc846 form.If like you think, fault is a bit of both are we both liable for repayment from me and write off from them.

Hi all I would like other people’s opinions on my situation. It’s a great read if you have insomnia Here we go The date is February 2003 the first year for the new child tax credit system. We received our tax credit award showing all correct information. Both N I numbers Me working 40 hours and correct salary. Wife working 10 hours and correct salary. And two qualifying children. In April 2003 my wife’s salary was reduced we informed H R M C by phone of the reduced wage. Mid April we received a revised tax credit award Both N I numbers shown My wife's reduced salary was shown correctly and her reduced hours shown correctly And two qualifying children shown. My 40 hours were still shown but not my salary. As it was only my wife's salary that had altered we thought no more of it / as this was the first year we had no bench mark for comparison. Please bear in mind it showed me as working forty hours Next to where my wife's salary is printed it states Total income NOT Joint total income, as has been stated by HMRC in correspondences since. Fast forward 10 months filled out 2004 child tax credit form and sent it off. At this point it came to light that they had over paid us for 10 months. H M R C told us that they would recoup the overpayment from us by reducing our payments from future years. At that time (2003) we did not realise that we could have argued our case, as it was Not our mistake, we gave them all the correct information they failed to enter it on their system. We may be also at fault for not fully checking the award and noticing their mistake. In 2009 we were informed by a family friend that we should approach HMRC in regard to not having to pay back the overpayment .We filled out a TC846, Stating that it was basically their mistake. In July 2009 we got a reply as follows I have considered the information you have provided and checked our records to determine the reason for your overpayment. I have found that the overpayment arose because of a change in your joint annual income. We sent you an award notice on 16 April 2003 stating that your tax credits award of £ --- was based on your joint annual income of £4,400.00.The award notice stated that you should tell us if your joint annual income went above £4,400.00. On 7 July 2004 you told us that your correct joint annual income was £ HIGHER. This reduced your entitlement to £----- which was shown on your award notice dated 12 July 2004. This means you were overpaid by £------, which is the difference between the amount we paid you and the amount you were entitled to receive. IN MY OPINION The problem arose, not because of the change in my wife’s income, but because they failed to enter my wage on their system .Their mistake. I might of noticed their mistake if it stated JOINT INCOME on the award But it did not, it stated Total income. No they have reduced the qualifying salary we will no longer receive any payments. Which now means they can no longer recoup from future payments so I have now got to find £3200 What I want to know is this Do you see this as My fault Their fault or Both Any opinions on whose fault appreciated .And what to do next. Can I re apply for them to take another look at this or is it too late. Thanks in advance