Hi there, Im new and googled a similair situation and it brought me here. Id be interested to know how you get on with this as I also took out paymentshield unemployment cover through a broker/solicitor and feel I have been misled. At the time a explained to him my job situation and felt it wasnt the right thing for me as my job is pretty sound (well it was 7 yr ago) and i get full pay on the sick. Now I discover its been for only unemployment not sickness when I told him I wanted neither. The reason I have recently discovered it is because it comes from my partners account and she mistakenly thought the DD was for something else entirely...for 7 yr! Would you let us all know how you get on OP?