ddoc2
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Umbrella companies and offshore solutions I am a contractor and have been offers an 84% take home pay by an offshore company via a Uk based Umbrella company. Long story short they employ me as one of there own and pay me in the form of a loan I believe its all above board I just don't want to be getting a letter from the tax Man down the line
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Hello Do we have any tax experts here and if so am I allowed discuss ?
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Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Get it thanks -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Get it thanks -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Again curious , say I wait it out and they feel they have a legal case what should their next step be ? And when is it too late to make an offer ? I am nit going to do this and am convinced it's barred but would be good to know anyway just in case -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Good to know -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Going on a tangent here but just for my info , when someone does default and say eventually pays , does that disappear after 6 years. -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Should I state this or call their bluff ? A big concern is if I ever go back I don't want this still on record , you have reassured me it won't be my file is currently blank -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
I sent an email offering to pay x amount but only if they provided proof of debt , they have since sent two documents one is a statement of account (with no signature but it has name , address , acc nunber etc) the other is dated 2003 and shows amount allegedly owed my name etc this doc looks weird dont know what this is, I would really love show it you but that's hard I have now asked in three seperate emails for last correspondence and its been ignored , they are saying the offer constitutes admission I don't think it does , this was before I got clued up Everything is via email Where do I stand now ? -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Ok so the sb letter has resulted in this Because I offered to settle earlier in the year that is being taken as proof of acknowledgment of debt , which to Me It's not as I also asked for proof of the debt at the same time ? How can I have acknowledged a debt before the proof was Provided? Legally am I in a bad place ? One More thing , if I cave , this cannot be Entered now on my file can It ? As I said before my file is now clean , they are now 'proceeding' is this a bluff ? -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Quick one , the SB letter refers to English law does anyone have the right names/links for the equivalent irish legislation ? I can't really refer to uk legislation for an Irish debt Can I just take the specifics out of it and say basically 'alleged debt not proven and I have asked for last correspondence of alleged debt which has not been provided, please stop hassling me' -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Ok so got my report and it clearly states 'NO Data' I.e. no debt exists under my name in Ireland. GOing to send SB letter now, see what happens. -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Thanks Ok one last question , would it not be beneficial to me to get my free irish credit report online ? There is a website which provides within 5 days. WON'T THIS CONFIRM STATUTE BARRED? Or is there any risk involved. I will use my old Irish address. I am certain statute barred but if I actually get the report any mention of this will be deleted correct -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Sorry I am bit confused , I don't see DCA under the library tab? Can you post Ink ? Sorry again. -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Is there some sort of default letter ? Or shall I simply state it in non legal straight talk -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Do I need to tell them I believe it's statute barred? Or just ignore them ? -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Ok this company has now come back to me , exactly 6 months later , and provided a copy of my balance , with no signature , and no proof of any correspondence between me and the bank in the last 8 years (which I asked for) The letter again was sent to my mothers house so I haven't actually seen it yet , seems to me that they have just waited 6 months and sent off another standard draft hoping I will bite. I know this cause I had contact with them via email so if they were really following up properly they would have emailed me aswell I am torn between ignoring it, or offering a measley amount to make them disappear hard as I haven't seen the letter yet Opinions? -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
I cannot work out IfI am in a better place ! -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Hi guys Quick update - I have requested the original contract between myself and bank , the last correspondence between myself and bank and the date te debt was incurred. I got an email back straight away advising the info has been requested and my account has been PUT ON HOLD until the data is furnished to me Is this a good thing ? What does on hold mean ? Legally ? Does this void the original per cent age offer I made and can they maybe add interest in the meantime ? I Think is a good thing but would greatly appreciate some urgent advice -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Your point being -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
And say they did prove it wasn't statute barred and lets be honest that's unlikely , could they add interest die the time it took for them to prove it ? -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Ok last thing (I think) While I am Waiting for them To Prove this statute barred can and will they add interest ? Big worry for me is the debt May go up ! I am Listening to you guys by the way I want to Send the Statute barred email but don't want them To come back saying I owe more !!!!! -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
Me again Before coming on here I emailed a free advise company in Ireland called Mabs - they have just replied ad advised that in regard to statute barred the contract with the bank could have wording to the effect that should I move home I needed I have advised the bank of this and If I didn't that could Negate the statute barred lost agh -
Irish Credit card debt from 2004
ddoc2 replied to ddoc2's topic in Overseas Debt/Overseas Account issues
One thing all my correspondence thus far has been by email should I send the statute barred on an actual paper letter ?
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