Sorry for the double post but i read on a similar post that someone posted this: Would it be enough if I changed this to fit my circumstances and if so, who do i write this to, the solicitor who sent me the letter or to the court?

Hello, i'm new to the forum and am not sure if i've posted in the right place so please forgive me if i have. I received a letter from HL Solicitors on behalf of the MIB. It's dated 16th march 2012 and says that I had a road traffic accident on 29/01/2010 while I was uninsured. First of all, I know a lot of people say this but I actually forgot that my insurance had expired and for this I was fined by the police and awarded 3 points on my license. Now, there were 3 of my friends in my car at the time and I believe one of them claimed injury compensation and received a payout of £900 a year later. I didn't know they had claimed or got payed out until i received this letter with their name on it as the claimant a couple of days ago. The letter states that I owe the MIB £1,459,76 including interest. I had no letters or any contact from the MIB when this happened and is the first time I've received any information regarding this matter which also says that I must pay them within 7 days or county court proceedings will be issued against me. I've read on the forums that a lot of people have had these same problems so ould anyone please help and tell me what I need to do I really don't have £1500 to give away to a company who payed out someone and didn't even tell me about it.