Hi,ive had a payday loan with wageday advance,just wanted to warn others,I got into difficulty paying back,so i cancel my bank card by reporting it lost,also canceled any direct debits set up.This was 2 weeks ago,GUESS checked my bank today to find wageday advance had took a CARD payment for the full amount of £237 from my bank.I rung the bank asking how this can happen,when i canceled my card 2 weeks earlier..WELL after some investigation by the bank..It turns out wageday advance,And other companys, can somehow bypass the authorisation process involving card payments.The bank sorted this out straight away via chargeback,and the money was back in my account by 4pm today,IT did end well for me in the end but i thought id just share this with evreyone.