Hi Jimbo512 , I fully understand what you are going through, we are having the same problem only with Marstons instead. We are applying for A stay of execution tomorrow at the magistrates court. This is our last hope other wise we will have to invite the bailiffs in! Scary times but after numerous phone calls to the council and Marstons to allow us deposit and pay installments to clear this debt, this is our only option left. Like most people we got into this debt due to lack of income over the years but now with a good income coming in, due to my husbands new job, (but still not capable of paying off in one foul swoop) they still wont listen! i hope you get things worked out.