Hi , I too have the same mortgage with them. Unfortunately I cant find any paperwork what so ever, would I be able to request a copy from Nram.. as I am now behind on payments.. and would like to see if my agreement is lawful. Regards DM

Thanks for the reply crem, they didn't say I hadn't reached the point when enquired, will get all the details on monday. What I can tell you is I put 1k cash down plus my old car and I've been paying £32 a week and its a 42 month agreement. Thanks Dan

To natsunstar, Sorry to bother you.. I bought a car on finance through Advantage. The car has had nothing but problems with it and in my opinion.. it has never run sound from day 1. The clutch went within 3 months and after arguing with the warranty co and the garage... they evently agreed to repair it. then the EGR valve went, but was no longer under the 6 month warrenty.. so I didnt persue it. The garage told me that I can VT, but i had to contact ADV. I spaoke to Adv, and the woman told me she couldnt discuss it over the Phone and that it had to be in writing and she also seemed to want me off the phone very quickly. The only reason I want to return the car is that its never 'run' ok and due to my circumstances my credit rating has got worse so I cant get new finance to get a more reliable car. I've noticed that lots of people have had quite a lot of hassle trying to return there cars to Adv, do you think I will have a problem and is it worth doing a VT? They told me my agreement is for 42 months and I recon Ive paid about 18 months without any defaults. kind regards Dan Ps I know this msg is directed to natsunstar as they used to work at Advantage finance... but if anyone else has any advice... it would be appreciated before I write to them requesting VT. Thanks again.